First National Bank of Madison County

Anderson, IN
IDRSSD: 547840
Total Assets
$3.12B
Latest filing
Total Deposits
$2.73B
Latest filing
Net Interest Margin
3.17%
Profitability
0

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, national (federal) charter, Fed member, and supervised by the OCC
Primary RegulatorOCC
Established Date01/07/1892
Community BankYes
Ownership TypeNot Mutual
ZIP46016
State and County Number18095
Subchapter S CorporationsNo
Trust PowersFull Trust Powers Granted
Federal Reserve ID Number07
Numeric code3
Insured by FDICInstitution closed or not insured by FDIC
Federal Reserve District
Core Based Statistical Area NameIndianapolis-Carmel-Anderson, IN

Operational Info

Number of Employees450
Domestic Offices6
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date01/31/1991
Date of Deposit Insurance01/01/1934
Primary Insurance AgencyBIF
WebsiteN/A
Data Updated11/14/2025
CERT4337
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$3.12B
Total Deposits$2.73B
Total Liabilities$2.84B
Total Equity Capital$275.66M
Net Income$5.91M
Net Loans and Leases$1.81B
Assets Per Employee ($Millions)$6.93M
Bank Premises and Fixed Assets$54.16M
Cash and Balances due from Depository Institutions$216.19M
Deposits Held in Domestic Offices$2.73B

Key Performance Ratios

Return on Assets (ROA)0.77%
Return on Equity (ROE)8.76%
Net Interest Margin3.17%
Efficiency Ratio72.33%
Tier 1 Risk-Based Capital Ratio13.631%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets8.834%
Earning Assets to total Assets92.93%

Income and Expense

Total Interest Income$36.12M
Total Noninterest Income$6.22M
Total Interest Expense$13.62M
Total Noninterest Expense$20.77M
Net Interest Income$22.50M
Pre-tax Net Operating Income$7.95M
Provision for Credit Losses$0
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$201.00k
Other borrowed funds$75.64M
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$36.34M
Total Liabilities and Capital$3.12B

Securities

Securities$935.67M
Available-for-sale debt securities$935.41M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of First National Bank of Madison County?
$3.12B as of the latest filing.
How much are First National Bank of Madison County's total deposits?
$2.73B in total deposits.
Where is First National Bank of Madison County located?
Anderson, IN.
What is the Net Interest Margin?
3.17%.
How many domestic offices does it operate?
6.
When was it established?
01/07/1892.
What is the Return on Assets (ROA)?
0.77%.
How much are total loans and leases?
$1.81B (latest filing).
What is the total interest income (latest filing)?
$36.12M.