STAR Financial Bank
Fort Wayne, IN
IDRSSD: 547840
Total Assets
$3.23B
Latest filing
Total Deposits
$2.85B
Latest filing
Net Interest Margin
3.27%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
074901672FORT WAYNE, IN
Key People
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Locations
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Main Office
STAR Financial Bank
215 W. Main Street
Fort Wayne, IN 46802
Full Service - Brick and Mortar
Updated 01/30/2026Established 05/02/1988FDIC Certificate 39170
Branches (36)
Page 1 of 6| Name | Address | City / State |
|---|---|---|
| STAR Financial Bank (Main) | 215 W. Main Street | Fort Wayne, IN |
| ELWOOD/STAR BRANCH | 125 S Anderson St | Elwood, IN |
| GAS CITY BRANCH | 931 E Main St | Gas City, IN |
| SOUTH WESTERN BRANCH | 2948 S Western Ave | Marion, IN |
| CARMEL BRANCH | 140 E Carmel Dr | Carmel, IN |
| NORTH BALDWIN BRANCH | 1127 North Baldwin Aveue | Marion, IN |
| CHURUBUSCO BRANCH | 4070 North Us 33 | Churubusco, IN |
| ST. JOE CENTER ROAD BRANCH | 5920 Saint Joe Center Rd | Fort Wayne, IN |
Showing 7 of 36
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 05/02/1988 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 46802 |
| State and County Number | 18003 |
| Subchapter S Corporations | No |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 07 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | Fort Wayne, IN |
Operational Info
| Number of Employees | 450 |
| Domestic Offices | 37 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 01/09/2024 |
| Date of Deposit Insurance | 05/02/1988 |
| Primary Insurance Agency | DIF |
| Website | www.starfinancial.com |
| Data Updated | 01/30/2026 |
| CERT | 27235 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $3.23B |
| Total Deposits | $2.85B |
| Total Liabilities | $2.94B |
| Total Equity Capital | $290.34M |
| Net Income | $12.03M |
| Net Loans and Leases | $1.87B |
| Assets Per Employee ($Millions) | $7.17M |
| Bank Premises and Fixed Assets | $52.94M |
| Cash and Balances due from Depository Institutions | $282.11M |
| Deposits Held in Domestic Offices | $2.85B |
Key Performance Ratios
| Return on Assets (ROA) | 1.51% |
| Return on Equity (ROE) | 17% |
| Net Interest Margin | 3.27% |
| Efficiency Ratio | 72.84% |
| Tier 1 Risk-Based Capital Ratio | 13.64% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | -0.87% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 8.979% |
| Earning Assets to total Assets | 93.07% |
Income and Expense
| Total Interest Income | $38.18M |
| Total Noninterest Income | $6.20M |
| Total Interest Expense | $14.02M |
| Total Noninterest Expense | $22.12M |
| Net Interest Income | $24.16M |
| Pre-tax Net Operating Income | $15.16M |
| Provision for Credit Losses | $-6,911,000 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $201.00k |
| Other borrowed funds | $51.44M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $46.43M |
| Total Liabilities and Capital | $3.23B |
Securities
| Securities | $927.01M |
| Available-for-sale debt securities | $927.01M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of STAR Financial Bank?
$3.23B as of the latest filing.
How much are STAR Financial Bank's total deposits?
$2.85B in total deposits.
Where is STAR Financial Bank located?
Fort Wayne, IN.
What is the Net Interest Margin?
3.27%.
How many domestic offices does it operate?
37.
When was it established?
05/02/1988.
What is the Return on Assets (ROA)?
1.51%.
How much are total loans and leases?
$1.87B (latest filing).
What is the total interest income (latest filing)?
$38.18M.