Jackson County Bank
Seymour, IN
IDRSSD: 884442
Total Assets
$1.07B
Latest filing
Total Deposits
$842.61M
Latest filing
Net Interest Margin
3.48%
Profitability
Key People
Loading leadership data...
Locations
Main office and branches. Select to view on the map.
Main Office
Jackson County Bank
125 S Chestnut St
Seymour, IN 47274
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/01/1900FDIC Certificate 8291
Branches (13)
Page 1 of 2| Name | Address | City / State |
|---|---|---|
| Jackson County Bank (Main) | 125 S Chestnut St | Seymour, IN |
| JACKSON PARK BRANCH | 1200 E Tipton St | Seymour, IN |
| BEDFORD BANKING CENTER BRANCH | 2635 16th St | Bedford, IN |
| BROWNSTOWN BRANCH | 108 W Commerce St | Brownstown, IN |
| TIPTON STREET BRANCH | 1181 W Tipton St | Seymour, IN |
| WASHINGTON STREET BRANCH | 400 Washington St | Columbus, IN |
| WEST COLUMBUS BANKING BRANCH | 3880 W Jonathan Moore Pike | Columbus, IN |
| BLOOMINGTON BRANCH | 1280 N College Ave | Bloomington, IN |
Showing 7 of 13
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
Similar banks
First Bank of Berne
Berne, Indiana
→
Assets: $1.08BΔ +3.6%
The Farmers Bank, Frankfort, Indiana
Frankfort, Indiana
→
Assets: $1.12BΔ +7.0%
Community First Bank of Indiana
Kokomo, Indiana
→
Assets: $909.62MΔ -12.8%
Greenfield Banking Company
Greenfield, Indiana
→
Assets: $886.14MΔ -15.1%
State Bank
Brownsburg, Indiana
→
Assets: $875.91MΔ -16.1%
First Harrison Bank
Corydon, Indiana
→
Assets: $1.23BΔ +18.2%
Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/01/1900 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 47274 |
| State and County Number | 18071 |
| Subchapter S Corporations | No |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 08 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | Seymour, IN |
Operational Info
| Number of Employees | 172 |
| Domestic Offices | 14 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | jcbank.com |
| Data Updated | 01/30/2026 |
| CERT | 13109 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $1.07B |
| Total Deposits | $842.61M |
| Total Liabilities | $976.72M |
| Total Equity Capital | $89.19M |
| Net Income | $2.21M |
| Net Loans and Leases | $869.87M |
| Assets Per Employee ($Millions) | $6.27M |
| Bank Premises and Fixed Assets | $21.50M |
| Cash and Balances due from Depository Institutions | $23.49M |
| Deposits Held in Domestic Offices | $842.61M |
Key Performance Ratios
| Return on Assets (ROA) | 0.84% |
| Return on Equity (ROE) | 10.05% |
| Net Interest Margin | 3.48% |
| Efficiency Ratio | 73.72% |
| Tier 1 Risk-Based Capital Ratio | 10.904% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.13% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 8.362% |
| Earning Assets to total Assets | 93.26% |
Income and Expense
| Total Interest Income | $14.15M |
| Total Noninterest Income | $3.26M |
| Total Interest Expense | $5.61M |
| Total Noninterest Expense | $8.76M |
| Net Interest Income | $8.54M |
| Pre-tax Net Operating Income | $2.69M |
| Provision for Credit Losses | $353.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $113.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $9.17M |
| All Other Liabilities | $11.17M |
| Total Liabilities and Capital | $1.07B |
Securities
| Securities | $110.88M |
| Available-for-sale debt securities | $96.55M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $14.32M |
| Subordinated Debt | $0 |
| Trading Account Assets | $767.00k |
| Trading Liabilities | $767.00k |
Frequently Asked Questions
What are the total assets of Jackson County Bank?
$1.07B as of the latest filing.
How much are Jackson County Bank's total deposits?
$842.61M in total deposits.
Where is Jackson County Bank located?
Seymour, IN.
What is the Net Interest Margin?
3.48%.
How many domestic offices does it operate?
14.
When was it established?
01/01/1900.
What is the Return on Assets (ROA)?
0.84%.
How much are total loans and leases?
$869.87M (latest filing).
What is the total interest income (latest filing)?
$14.15M.