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Jackson County Bank

Seymour, IN
IDRSSD: 884442
Total Assets
$1.04B
Latest filing
Total Deposits
$815.66M
Latest filing
Net Interest Margin
3.56%
Profitability
0

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

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Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date01/01/1900
Community BankYes
Ownership TypeNot Mutual
ZIP47274
State and County Number18071
Subchapter S CorporationsNo
Trust PowersFull Trust Powers Granted
Federal Reserve ID Number08
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictChicago
Core Based Statistical Area NameSeymour, IN

Operational Info

Number of Employees177
Domestic Offices14
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance01/01/1934
Primary Insurance AgencyDIF
Websitejcbank.com
Data Updated11/14/2025
CERT13109
Office of The Comptroller District:—
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$1.04B
Total Deposits$815.66M
Total Liabilities$956.32M
Total Equity Capital$87.32M
Net Income$2.34M
Net Loans and Leases$855.46M
Assets Per Employee ($Millions)$6.07M
Bank Premises and Fixed Assets$19.15M
Cash and Balances due from Depository Institutions$22.52M
Deposits Held in Domestic Offices$815.66M

Key Performance Ratios

Return on Assets (ROA)0.9%
Return on Equity (ROE)10.93%
Net Interest Margin3.56%
Efficiency Ratio72.49%
Tier 1 Risk-Based Capital Ratio11.066%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.14%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets8.362%
Earning Assets to total Assets92.78%

Income and Expense

Total Interest Income$14.13M
Total Noninterest Income$3.33M
Total Interest Expense$5.52M
Total Noninterest Expense$8.72M
Net Interest Income$8.61M
Pre-tax Net Operating Income$2.86M
Provision for Credit Losses$360.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$120.00M
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$9.04M
All Other Liabilities$10.87M
Total Liabilities and Capital$1.04B

Securities

Securities$104.90M
Available-for-sale debt securities$90.50M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$14.40M
Subordinated Debt$0
Trading Account Assets$750.00k
Trading Liabilities$750.00k

Frequently Asked Questions

What are the total assets of Jackson County Bank?
$1.04B as of the latest filing.
How much are Jackson County Bank's total deposits?
$815.66M in total deposits.
Where is Jackson County Bank located?
Seymour, IN.
What is the Net Interest Margin?
3.56%.
How many domestic offices does it operate?
14.
When was it established?
01/01/1900.
What is the Return on Assets (ROA)?
0.9%.
How much are total loans and leases?
$855.46M (latest filing).
What is the total interest income (latest filing)?
$14.13M.