First Savings Bank
Jeffersonville, IN
IDRSSD: 785473
Total Assets
$2.40B
Latest filing
Total Deposits
$1.72B
Latest filing
Net Interest Margin
3.15%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
First Savings Bank
702 N Shore Dr
Jeffersonville, IN 47130
Limited Service - Administrative
Updated 11/14/2025Established 01/07/1938FDIC Certificate 42795
Branches (15)
Page 1 of 3| Name | Address | City / State |
|---|---|---|
| First Savings Bank (Main) | 702 N Shore Dr | Jeffersonville, IN |
| MONTGOMERY BRANCH | 478 W Myers St | Montgomery, IN |
| MARENGO BRANCH | 165 E State Road 64 | Marengo, IN |
| ELIZABETH BRANCH | 8160 Beech St Se | Elizabeth, IN |
| 202 COURT AVENUE BRANCH | 202 E Court Ave | Jeffersonville, IN |
| 1100 MARKET ST BRANCH | 1100 Market St | Charlestown, IN |
| HUNTER STATION WAY BRANCH | 125 Hunter Station Way | Sellersburg, IN |
| SALEM OFFICE | 1336 S Jackson St | Salem, IN |
Showing 7 of 15
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
Similar banks
Peoples Bank
Munster, Indiana
→
Assets: $2.06BΔ -14.8%
The National Bank of Indianapolis
Indianapolis, Indiana
→
Assets: $2.88BΔ +19.2%
STAR Financial Bank
Fort Wayne, Indiana
→
Assets: $3.02BΔ +25.0%
First Farmers Bank & Trust Co.
Converse, Indiana
→
Assets: $3.31BΔ +37.3%
First Bank Richmond
Richmond, Indiana
→
Assets: $1.50BΔ -37.7%
Farmers State Bank
Lagrange, Indiana
→
Assets: $1.30BΔ -46.2%
Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 01/07/1938 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 47130 |
| State and County Number | 18019 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 08 |
| Numeric code | 13 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | Louisville-Jefferson County, KY-IN |
Operational Info
| Number of Employees | 262 |
| Domestic Offices | 16 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 08/09/1989 |
| Primary Insurance Agency | DIF |
| Website | www.fsbbank.net |
| Data Updated | 11/14/2025 |
| CERT | 29961 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $2.40B |
| Total Deposits | $1.72B |
| Total Liabilities | $2.18B |
| Total Equity Capital | $218.34M |
| Net Income | $6.52M |
| Net Loans and Leases | $1.94B |
| Assets Per Employee ($Millions) | $9.19M |
| Bank Premises and Fixed Assets | $29.13M |
| Cash and Balances due from Depository Institutions | $32.10M |
| Deposits Held in Domestic Offices | $1.72B |
Key Performance Ratios
| Return on Assets (ROA) | 1.08% |
| Return on Equity (ROE) | 12.22% |
| Net Interest Margin | 3.15% |
| Efficiency Ratio | 60.54% |
| Tier 1 Risk-Based Capital Ratio | 11.522% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.1% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.104% |
| Earning Assets to total Assets | 92.06% |
Income and Expense
| Total Interest Income | $32.29M |
| Total Noninterest Income | $4.71M |
| Total Interest Expense | $14.79M |
| Total Noninterest Expense | $13.48M |
| Net Interest Income | $17.50M |
| Pre-tax Net Operating Income | $8.13M |
| Provision for Credit Losses | $588.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $1.09M |
| Other borrowed funds | $435.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $29.41M |
| Total Liabilities and Capital | $2.40B |
Securities
| Securities | $253.36M |
| Available-for-sale debt securities | $251.84M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $778.00k |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of First Savings Bank?
$2.40B as of the latest filing.
How much are First Savings Bank's total deposits?
$1.72B in total deposits.
Where is First Savings Bank located?
Jeffersonville, IN.
What is the Net Interest Margin?
3.15%.
How many domestic offices does it operate?
16.
When was it established?
01/07/1938.
What is the Return on Assets (ROA)?
1.08%.
How much are total loans and leases?
$1.94B (latest filing).
What is the total interest income (latest filing)?
$32.29M.