First Savings Bank

Jeffersonville, IN
IDRSSD: 785473
Total Assets
$2.39B
Latest filing
Total Deposits
$1.70B
Latest filing
Net Interest Margin
3.25%
Profitability

Routing numbers

Primary routing transit numbers associated with this institution.

2 routesView all
283071788JEFFERSONVILLE, IN286371676EVANSVILLE, IN

Key People

Loading leadership data...

Locations

Main office and branches. Select to view on the map.

Open map →
Main Office
First Savings Bank
702 N Shore Dr
Jeffersonville, IN 47130
Limited Service - Administrative
Updated 01/30/2026Established 01/07/1938FDIC Certificate 42795

Branches (15)

Page 1 of 3
NameAddressCity / State
First Savings Bank (Main)702 N Shore DrJeffersonville, IN
MONTGOMERY BRANCH478 W Myers StMontgomery, IN
MARENGO BRANCH165 E State Road 64Marengo, IN
ELIZABETH BRANCH8160 Beech St SeElizabeth, IN
202 COURT AVENUE BRANCH202 E Court AveJeffersonville, IN
1100 MARKET ST BRANCH1100 Market StCharlestown, IN
HUNTER STATION WAY BRANCH125 Hunter Station WaySellersburg, IN
SALEM OFFICE1336 S Jackson StSalem, IN
Showing 7 of 15

Quarterly Trends

Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).

Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed member, supervised by FRB
Primary RegulatorFED
Established Date01/07/1938
Community BankYes
Ownership TypeNot Mutual
ZIP47130
State and County Number18019
Subchapter S CorporationsNo
Trust PowersN/A
Federal Reserve ID Number08
Numeric code13
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictChicago
Core Based Statistical Area NameLouisville-Jefferson County, KY-IN

Operational Info

Number of Employees261
Domestic Offices16
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance08/09/1989
Primary Insurance AgencyDIF
Websitewww.fsbbank.net
Data Updated01/30/2026
CERT29961
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$2.39B
Total Deposits$1.70B
Total Liabilities$2.17B
Total Equity Capital$228.76M
Net Income$7.32M
Net Loans and Leases$1.93B
Assets Per Employee ($Millions)$9.17M
Bank Premises and Fixed Assets$28.31M
Cash and Balances due from Depository Institutions$30.90M
Deposits Held in Domestic Offices$1.70B

Key Performance Ratios

Return on Assets (ROA)1.22%
Return on Equity (ROE)13.1%
Net Interest Margin3.25%
Efficiency Ratio61.6%
Tier 1 Risk-Based Capital Ratio11.902%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.11%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets9.553%
Earning Assets to total Assets91.84%

Income and Expense

Total Interest Income$32.05M
Total Noninterest Income$4.38M
Total Interest Expense$14.15M
Total Noninterest Expense$13.76M
Net Interest Income$17.89M
Pre-tax Net Operating Income$7.87M
Provision for Credit Losses$639.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets
Other Real Estate Owned$1.67M
Other borrowed funds$439.76M
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$23.66M
Total Liabilities and Capital$2.39B

Securities

Securities$254.64M
Available-for-sale debt securities$253.15M
Equity securities with readily determinable fair values not held for trading
Held-to-maturity securities$741.00k
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of First Savings Bank?
$2.39B as of the latest filing.
How much are First Savings Bank's total deposits?
$1.70B in total deposits.
Where is First Savings Bank located?
Jeffersonville, IN.
What is the Net Interest Margin?
3.25%.
How many domestic offices does it operate?
16.
When was it established?
01/07/1938.
What is the Return on Assets (ROA)?
1.22%.
How much are total loans and leases?
$1.93B (latest filing).
What is the total interest income (latest filing)?
$32.05M.