The Farmers Bank, Frankfort, Indiana
Frankfort, IN
IDRSSD: 423449
Total Assets
$1.12B
Latest filing
Total Deposits
$888.32M
Latest filing
Net Interest Margin
3.53%
Profitability
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/01/1876 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 46041 |
| State and County Number | 18023 |
| Subchapter S Corporations | No |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 07 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | Frankfort, IN |
Operational Info
| Number of Employees | 152 |
| Domestic Offices | 11 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.thefarmersbank.com |
| Data Updated | 11/14/2025 |
| CERT | 12828 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $1.12B |
| Total Deposits | $888.32M |
| Total Liabilities | $1.02B |
| Total Equity Capital | $92.10M |
| Net Income | $2.88M |
| Net Loans and Leases | $782.01M |
| Assets Per Employee ($Millions) | $7.59M |
| Bank Premises and Fixed Assets | $18.64M |
| Cash and Balances due from Depository Institutions | $71.71M |
| Deposits Held in Domestic Offices | $888.32M |
Key Performance Ratios
| Return on Assets (ROA) | 1.04% |
| Return on Equity (ROE) | 12.91% |
| Net Interest Margin | 3.53% |
| Efficiency Ratio | 65.33% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.13% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 8.25% |
| Earning Assets to total Assets | 93.25% |
Income and Expense
| Total Interest Income | $15.44M |
| Total Noninterest Income | $1.71M |
| Total Interest Expense | $6.33M |
| Total Noninterest Expense | $7.07M |
| Net Interest Income | $9.11M |
| Pre-tax Net Operating Income | $3.40M |
| Provision for Credit Losses | $350.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $110.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $15.54M |
| All Other Liabilities | $10.41M |
| Total Liabilities and Capital | $1.12B |
Securities
| Securities | $196.66M |
| Available-for-sale debt securities | $196.66M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of The Farmers Bank, Frankfort, Indiana?
$1.12B as of the latest filing.
How much are The Farmers Bank, Frankfort, Indiana's total deposits?
$888.32M in total deposits.
Where is The Farmers Bank, Frankfort, Indiana located?
Frankfort, IN.
What is the Net Interest Margin?
3.53%.
How many domestic offices does it operate?
11.
When was it established?
01/01/1876.
What is the Return on Assets (ROA)?
1.04%.
How much are total loans and leases?
$782.01M (latest filing).
What is the total interest income (latest filing)?
$15.44M.