First Farmers Bank & Trust Co.
Converse, IN
IDRSSD: 139843
Total Assets
$3.43B
Latest filing
Total Deposits
$2.88B
Latest filing
Net Interest Margin
3.86%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
074911578CONVERSE, IN
Key People
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Locations
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Main Office
First Farmers Bank & Trust Co.
123 N Jefferson St
Converse, IN 46919
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/01/1932FDIC Certificate 8129
Branches (37)
Page 1 of 6| Name | Address | City / State |
|---|---|---|
| First Farmers Bank & Trust Co. (Main) | 123 N Jefferson St | Converse, IN |
| RUSSIAVILLE BRANCH | 160 W Main St | Russiaville, IN |
| THE CITIZENS EXCHANGE BANK BRANCH | 102 S Main St | Fairmount, IN |
| BRAZIL BRANCH | 103 W National Ave | Brazil, IN |
| CLAY CITY BRANCH | 801 Main St | Clay City, IN |
| PARIS EAST BRANCH | 8964 N Terre Haute Rd | Paris, IL |
| KOKOMO NORTH OFFICE | 2041 N Reed Rd | Kokomo, IN |
| GREENTOWN BRANCH | 603 W Main St | Greentown, IN |
Showing 7 of 37
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 01/01/1932 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 46919 |
| State and County Number | 18103 |
| Subchapter S Corporations | No |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 07 |
| Numeric code | 13 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | Peru, IN |
Operational Info
| Number of Employees | 428 |
| Domestic Offices | 38 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.ffbt.com |
| Data Updated | 01/30/2026 |
| CERT | 12839 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $3.43B |
| Total Deposits | $2.88B |
| Total Liabilities | $3.10B |
| Total Equity Capital | $326.93M |
| Net Income | $13.85M |
| Net Loans and Leases | $2.49B |
| Assets Per Employee ($Millions) | $8.06M |
| Bank Premises and Fixed Assets | $28.12M |
| Cash and Balances due from Depository Institutions | $116.56M |
| Deposits Held in Domestic Offices | $2.88B |
Key Performance Ratios
| Return on Assets (ROA) | 1.64% |
| Return on Equity (ROE) | 17.22% |
| Net Interest Margin | 3.86% |
| Efficiency Ratio | 48.19% |
| Tier 1 Risk-Based Capital Ratio | 12.515% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.14% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.543% |
| Earning Assets to total Assets | 94.77% |
Income and Expense
| Total Interest Income | $49.59M |
| Total Noninterest Income | $5.37M |
| Total Interest Expense | $18.82M |
| Total Noninterest Expense | $17.41M |
| Net Interest Income | $30.77M |
| Pre-tax Net Operating Income | $17.52M |
| Provision for Credit Losses | $1.20M |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $158.00k |
| Other borrowed funds | $190.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $20.87M |
| Total Liabilities and Capital | $3.43B |
Securities
| Securities | $675.83M |
| Available-for-sale debt securities | $669.73M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $90.00k |
| Subordinated Debt | $0 |
| Trading Account Assets | $3.75M |
| Trading Liabilities | $3.75M |
Frequently Asked Questions
What are the total assets of First Farmers Bank & Trust Co.?
$3.43B as of the latest filing.
How much are First Farmers Bank & Trust Co.'s total deposits?
$2.88B in total deposits.
Where is First Farmers Bank & Trust Co. located?
Converse, IN.
What is the Net Interest Margin?
3.86%.
How many domestic offices does it operate?
38.
When was it established?
01/01/1932.
What is the Return on Assets (ROA)?
1.64%.
How much are total loans and leases?
$2.49B (latest filing).
What is the total interest income (latest filing)?
$49.59M.