First Farmers National Bank

Converse, IN
IDRSSD: 139843
Total Assets
$3.32B
Latest filing
Total Deposits
$2.88B
Latest filing
Net Interest Margin
3.87%
Profitability
0

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, national (federal) charter, Fed member, and supervised by the OCC
Primary RegulatorOCC
Established Date07/01/1885
Community BankYes
Ownership TypeNot Mutual
ZIP46919
State and County Number18103
Subchapter S CorporationsNo
Trust PowersFull Trust Powers Granted
Federal Reserve ID Number07
Numeric code3
Insured by FDICInstitution closed or not insured by FDIC
Federal Reserve District
Core Based Statistical Area NamePeru, IN

Operational Info

Number of Employees401
Domestic Offices4
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date01/01/1995
Date of Deposit Insurance01/01/1934
Primary Insurance AgencyBIF
WebsiteN/A
Data Updated11/14/2025
CERT4327
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$3.32B
Total Deposits$2.88B
Total Liabilities$3.00B
Total Equity Capital$316.81M
Net Income$12.64M
Net Loans and Leases$2.41B
Assets Per Employee ($Millions)$7.75M
Bank Premises and Fixed Assets$27.70M
Cash and Balances due from Depository Institutions$107.65M
Deposits Held in Domestic Offices$2.88B

Key Performance Ratios

Return on Assets (ROA)1.53%
Return on Equity (ROE)16.49%
Net Interest Margin3.87%
Efficiency Ratio50.78%
Tier 1 Risk-Based Capital Ratio12.667%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.17%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets9.554%
Earning Assets to total Assets94.6%

Income and Expense

Total Interest Income$49.65M
Total Noninterest Income$4.91M
Total Interest Expense$19.36M
Total Noninterest Expense$17.87M
Net Interest Income$30.29M
Pre-tax Net Operating Income$15.92M
Provision for Credit Losses$1.41M
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$90.00M
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$22.85M
Total Liabilities and Capital$3.32B

Securities

Securities$653.65M
Available-for-sale debt securities$636.22M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$90.00k
Subordinated Debt$0
Trading Account Assets$3.76M
Trading Liabilities$3.76M

Frequently Asked Questions

What are the total assets of First Farmers National Bank?
$3.32B as of the latest filing.
How much are First Farmers National Bank's total deposits?
$2.88B in total deposits.
Where is First Farmers National Bank located?
Converse, IN.
What is the Net Interest Margin?
3.87%.
How many domestic offices does it operate?
4.
When was it established?
07/01/1885.
What is the Return on Assets (ROA)?
1.53%.
How much are total loans and leases?
$2.41B (latest filing).
What is the total interest income (latest filing)?
$49.65M.