Peoples Bank

Munster, IN
IDRSSD: 568470
Total Assets
$2.02B
Latest filing
Total Deposits
$1.73B
Latest filing
Net Interest Margin
3.23%
Profitability

Routing numbers

Primary routing transit numbers associated with this institution.

074907414ELLETTSVILLE, IN

Key People

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Locations

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Main Office
Peoples Bank
9204 Columbia Ave
Munster, IN 46321
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/01/1916FDIC Certificate 42357

Branches (25)

Page 1 of 4
NameAddressCity / State
Peoples Bank (Main)9204 Columbia AveMunster, IN
8000 W 159TH ST BRANCH8000 W 159th StOrland Park, IL
21 EAST OGDEN AVENUE BRANCH21 E Ogden AveWestmont, IL
WEST 55TH STREET BRANCH2740 W 55th StChicago, IL
HIGHLAND BANKING CENTER BRANCH3927 Ridge RdHighland, IN
7120 INDIANAPOLIS BLVD BRANCH7120 Indianapolis BlvdHammond, IN
1300 SHEFFIELD AVE BRANCH1300 Sheffield AveDyer, IN
4901 INDIANAPOLIS BLVD. BRANCH4901 Indianapolis BlvdEast Chicago, IN
Showing 7 of 25

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date01/01/1916
Community BankYes
Ownership TypeNot Mutual
ZIP46321
State and County Number18089
Subchapter S CorporationsNo
Trust PowersFull Trust Powers Granted
Federal Reserve ID Number07
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictChicago
Core Based Statistical Area NameChicago-Naperville-Elgin, IL-IN-WI

Operational Info

Number of Employees302
Domestic Offices26
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance08/09/1989
Primary Insurance AgencyDIF
Websitehttp://www.ibankpeoples.com
Data Updated01/30/2026
CERT29523
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$2.02B
Total Deposits$1.73B
Total Liabilities$1.85B
Total Equity Capital$173.59M
Net Income$1.97M
Net Loans and Leases$1.43B
Assets Per Employee ($Millions)$6.54M
Bank Premises and Fixed Assets$44.98M
Cash and Balances due from Depository Institutions$119.64M
Deposits Held in Domestic Offices$1.73B

Key Performance Ratios

Return on Assets (ROA)0.39%
Return on Equity (ROE)4.67%
Net Interest Margin3.23%
Efficiency Ratio81.18%
Tier 1 Risk-Based Capital Ratio11.865%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets-0.02%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets8.586%
Earning Assets to total Assets91.64%

Income and Expense

Total Interest Income$23.41M
Total Noninterest Income$3.15M
Total Interest Expense$8.37M
Total Noninterest Expense$14.87M
Net Interest Income$15.04M
Pre-tax Net Operating Income$3.41M
Provision for Credit Losses$-84,000
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets
Other Real Estate Owned$89.00k
Other borrowed funds$45.55M
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$39.15M
All Other Liabilities$34.75M
Total Liabilities and Capital$2.02B

Securities

Securities$316.23M
Available-for-sale debt securities$316.23M
Equity securities with readily determinable fair values not held for trading
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Peoples Bank?
$2.02B as of the latest filing.
How much are Peoples Bank's total deposits?
$1.73B in total deposits.
Where is Peoples Bank located?
Munster, IN.
What is the Net Interest Margin?
3.23%.
How many domestic offices does it operate?
26.
When was it established?
01/01/1916.
What is the Return on Assets (ROA)?
0.39%.
How much are total loans and leases?
$1.43B (latest filing).
What is the total interest income (latest filing)?
$23.41M.