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Farmers State Bank

Cameron, MO
IDRSSD: 757452
Total Assets
$376.68M
Latest filing
Total Deposits
$328.20M
Latest filing
Net Interest Margin
3.90%
Profitability
0

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

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Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date01/01/1934
Community BankYes
Ownership TypeNot Mutual
ZIP64429
State and County Number29049
Subchapter S CorporationsNo
Trust PowersN/A
Federal Reserve ID Number10
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictKansas City
Core Based Statistical Area NameKansas City, MO-KS

Operational Info

Number of Employees70
Domestic Offices9
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance02/14/1934
Primary Insurance AgencyDIF
WebsiteWWW.FSCBANK.BANK
Data Updated11/14/2025
CERT13897
Office of The Comptroller District:—
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$376.68M
Total Deposits$328.20M
Total Liabilities$346.27M
Total Equity Capital$30.41M
Net Income$991.00k
Net Loans and Leases$294.73M
Assets Per Employee ($Millions)$5.38M
Bank Premises and Fixed Assets$5.84M
Cash and Balances due from Depository Institutions$8.63M
Deposits Held in Domestic Offices$328.20M

Key Performance Ratios

Return on Assets (ROA)1.05%
Return on Equity (ROE)13.4%
Net Interest Margin3.9%
Efficiency Ratio65.85%
Tier 1 Risk-Based Capital Ratio13.634%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.05%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets8.072%
Earning Assets to total Assets94.63%

Income and Expense

Total Interest Income$4.79M
Total Noninterest Income$395.00k
Total Interest Expense$1.32M
Total Noninterest Expense$2.54M
Net Interest Income$3.47M
Pre-tax Net Operating Income$1.27M
Provision for Credit Losses$45.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$17.00M
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$1.06M
Total Liabilities and Capital$376.68M

Securities

Securities$58.16M
Available-for-sale debt securities$50.48M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$7.69M
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Farmers State Bank?
$376.68M as of the latest filing.
How much are Farmers State Bank's total deposits?
$328.20M in total deposits.
Where is Farmers State Bank located?
Cameron, MO.
What is the Net Interest Margin?
3.90%.
How many domestic offices does it operate?
9.
When was it established?
01/01/1934.
What is the Return on Assets (ROA)?
1.05%.
How much are total loans and leases?
$294.73M (latest filing).
What is the total interest income (latest filing)?
$4.79M.