Farmers State Bank
Cameron, MO
IDRSSD: 757452
Total Assets
$392.93M
Latest filing
Total Deposits
$352.16M
Latest filing
Net Interest Margin
3.81%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
101903336UNIONVILLE, MO
Key People
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Locations
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Main Office
Farmers State Bank
124 E 3rd St
Cameron, MO 64429
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/01/1934FDIC Certificate 8690
Branches (8)
Page 1 of 2| Name | Address | City / State |
|---|---|---|
| Farmers State Bank (Main) | 124 E 3rd St | Cameron, MO |
| WALK-UP-DRIVE-IN BRANCH | 416 N Walnut St | Cameron, MO |
| TRENTON BRANCH | 1503 E 9th St | Trenton, MO |
| MAITLAND BRANCH | 303 S 2nd St | Maitland, MO |
| ST. JOE BELT BRANCH | 2211 N Belt Hwy | Saint Joseph, MO |
| FAIRFAX BRANCH | 110 E Main St | Fairfax, MO |
| TARKIO BRANCH | 512 Main St | Tarkio, MO |
| FARMERS STATE BANK, EXCELSIOR SPRINGS BRANCH | 2380 Vintage Court | Excelsior Springs, MO |
Showing 7 of 8
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/01/1934 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 64429 |
| State and County Number | 29049 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 10 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | Kansas City, MO-KS |
Operational Info
| Number of Employees | 70 |
| Domestic Offices | 9 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 02/14/1934 |
| Primary Insurance Agency | DIF |
| Website | WWW.FSCBANK.BANK |
| Data Updated | 01/30/2026 |
| CERT | 13897 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $392.93M |
| Total Deposits | $352.16M |
| Total Liabilities | $361.98M |
| Total Equity Capital | $30.95M |
| Net Income | $747.00k |
| Net Loans and Leases | $294.00M |
| Assets Per Employee ($Millions) | $5.53M |
| Bank Premises and Fixed Assets | $5.83M |
| Cash and Balances due from Depository Institutions | $27.11M |
| Deposits Held in Domestic Offices | $352.16M |
Key Performance Ratios
| Return on Assets (ROA) | 0.78% |
| Return on Equity (ROE) | 9.74% |
| Net Interest Margin | 3.81% |
| Efficiency Ratio | 74.32% |
| Tier 1 Risk-Based Capital Ratio | 13.598% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.02% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 7.876% |
| Earning Assets to total Assets | 91.62% |
Income and Expense
| Total Interest Income | $4.71M |
| Total Noninterest Income | $354.00k |
| Total Interest Expense | $1.29M |
| Total Noninterest Expense | $2.80M |
| Net Interest Income | $3.42M |
| Pre-tax Net Operating Income | $948.00k |
| Provision for Credit Losses | $20.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $9.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $825.00k |
| Total Liabilities and Capital | $392.93M |
Securities
| Securities | $57.42M |
| Available-for-sale debt securities | $49.75M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $7.68M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Farmers State Bank?
$392.93M as of the latest filing.
How much are Farmers State Bank's total deposits?
$352.16M in total deposits.
Where is Farmers State Bank located?
Cameron, MO.
What is the Net Interest Margin?
3.81%.
How many domestic offices does it operate?
9.
When was it established?
01/01/1934.
What is the Return on Assets (ROA)?
0.78%.
How much are total loans and leases?
$294.00M (latest filing).
What is the total interest income (latest filing)?
$4.71M.