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Citizens Bank

New Haven, MO
IDRSSD: 1001853
Total Assets
$363.91M
Latest filing
Total Deposits
$314.50M
Latest filing
Net Interest Margin
4.20%
Profitability
0

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

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Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date01/01/1934
Community BankYes
Ownership TypeNot Mutual
ZIP63068
State and County Number29071
Subchapter S CorporationsNo
Trust PowersN/A
Federal Reserve ID Number08
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictKansas City
Core Based Statistical Area NameSt. Louis, MO-IL

Operational Info

Number of Employees62
Domestic Offices4
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance06/19/1934
Primary Insurance AgencyDIF
Websitewww.citizensbankmo.bank
Data Updated11/14/2025
CERT14488
Office of The Comptroller District:—
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$363.91M
Total Deposits$314.50M
Total Liabilities$318.88M
Total Equity Capital$45.03M
Net Income$1.05M
Net Loans and Leases$318.04M
Assets Per Employee ($Millions)$5.69M
Bank Premises and Fixed Assets$1.50M
Cash and Balances due from Depository Institutions$21.09M
Deposits Held in Domestic Offices$314.50M

Key Performance Ratios

Return on Assets (ROA)1.18%
Return on Equity (ROE)9.49%
Net Interest Margin4.2%
Efficiency Ratio65.51%
Tier 1 Risk-Based Capital Ratio13.582%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets12.373%
Earning Assets to total Assets94.87%

Income and Expense

Total Interest Income$5.28M
Total Noninterest Income$266.00k
Total Interest Expense$1.71M
Total Noninterest Expense$2.51M
Net Interest Income$3.57M
Pre-tax Net Operating Income$1.33M
Provision for Credit Losses$-4,000
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$0
Federal Funds Sold & Reverse Repurchase Agreement$4.91M
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$4.38M
Total Liabilities and Capital$363.91M

Securities

Securities$7.14M
Available-for-sale debt securities$7.14M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Citizens Bank?
$363.91M as of the latest filing.
How much are Citizens Bank's total deposits?
$314.50M in total deposits.
Where is Citizens Bank located?
New Haven, MO.
What is the Net Interest Margin?
4.20%.
How many domestic offices does it operate?
4.
When was it established?
01/01/1934.
What is the Return on Assets (ROA)?
1.18%.
How much are total loans and leases?
$318.04M (latest filing).
What is the total interest income (latest filing)?
$5.28M.