Midwest Independent BankersBank
Jefferson City, MO
IDRSSD: 977250
Total Assets
$345.45M
Latest filing
Total Deposits
$268.83M
Latest filing
Net Interest Margin
3.91%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Midwest Independent BankersBank
910 Weathered Rock Rd
Jefferson City, MO 65101
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/07/1985FDIC Certificate 32084
Branches (1)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Midwest Independent BankersBank (Main) | 910 Weathered Rock Rd | Jefferson City, MO |
| NEBRASKA BANKER'S BANK BRANCH | 140 N 8th St | Lincoln, NE |
Showing 1 of 1
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 01/07/1985 |
| Community Bank | No |
| Ownership Type | Not Mutual |
| ZIP | 65101 |
| State and County Number | 29051 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 08 |
| Numeric code | 13 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | Jefferson City, MO |
Operational Info
| Number of Employees | 31 |
| Domestic Offices | 2 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 06/30/2024 |
| Date of Deposit Insurance | 01/07/1985 |
| Primary Insurance Agency | DIF |
| Website | www.mibanc.com |
| Data Updated | 11/14/2025 |
| CERT | 25849 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $345.45M |
| Total Deposits | $268.83M |
| Total Liabilities | $296.57M |
| Total Equity Capital | $48.88M |
| Net Income | $1.63M |
| Net Loans and Leases | $251.76M |
| Assets Per Employee ($Millions) | $10.47M |
| Bank Premises and Fixed Assets | $1.96M |
| Cash and Balances due from Depository Institutions | $35.49M |
| Deposits Held in Domestic Offices | $268.83M |
Key Performance Ratios
| Return on Assets (ROA) | 1.89% |
| Return on Equity (ROE) | 13.59% |
| Net Interest Margin | 3.91% |
| Efficiency Ratio | 59.48% |
| Tier 1 Risk-Based Capital Ratio | 14.869% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 14.149% |
| Earning Assets to total Assets | 93.72% |
Income and Expense
| Total Interest Income | $4.88M |
| Total Noninterest Income | $1.89M |
| Total Interest Expense | $1.71M |
| Total Noninterest Expense | $3.01M |
| Net Interest Income | $3.17M |
| Pre-tax Net Operating Income | $2.05M |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $13.44M |
| Federal Funds Purchased and Repurchased Agreement | $24.00M |
| All Other Liabilities | $3.74M |
| Total Liabilities and Capital | $345.45M |
Securities
| Securities | $23.93M |
| Available-for-sale debt securities | $23.93M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Midwest Independent BankersBank?
$345.45M as of the latest filing.
How much are Midwest Independent BankersBank's total deposits?
$268.83M in total deposits.
Where is Midwest Independent BankersBank located?
Jefferson City, MO.
What is the Net Interest Margin?
3.91%.
How many domestic offices does it operate?
2.
When was it established?
01/07/1985.
What is the Return on Assets (ROA)?
1.89%.
How much are total loans and leases?
$251.76M (latest filing).
What is the total interest income (latest filing)?
$4.88M.