Magyar Bank

New Brunswick, NJ
IDRSSD: 548771
Total Assets
$1.04B
Latest filing
Total Deposits
$864.92M
Latest filing
Net Interest Margin
3.71%
Profitability

Routing numbers

Primary routing transit numbers associated with this institution.

221270910NEW BRUNSWICK, NJ

Key People

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Locations

Main office and branches. Select to view on the map.

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Main Office
Magyar Bank
400 Somerset St
New Brunswick, NJ 08901
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/01/1922FDIC Certificate 43538

Branches (6)

Page 1 of 1
NameAddressCity / State
Magyar Bank (Main)400 Somerset StNew Brunswick, NJ
3050 HIGHWAY 27 BRANCH3050 Highway 27South Brunswick, NJ
NORTH BRUNSWICK BRANCH582 Milltown RdNorth Brunswick, NJ
BRANCHBURG BRANCH1000 Route 202 SBranchburg, NJ
NORTH EDISON BRANCH1167 Inman AveEdison, NJ
TANO MALL BRANCH1199 Amboy AveEdison, NJ
MARTINSVILLE BRANCH1990 Washington Valley RoadMartinsville, NJ
Showing 6 of 6

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassState chartered stock savings banks / S&L
Primary RegulatorFDIC
Established Date01/01/1922
Community BankYes
Ownership TypeNot Mutual
ZIP08901
State and County Number34023
Subchapter S CorporationsNo
Trust PowersN/A
Federal Reserve ID Number02
Numeric code41
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictNew York
Core Based Statistical Area NameNew York-Newark-Jersey City, NY-NJ-PA

Operational Info

Number of Employees93
Domestic Offices7
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance08/09/1989
Primary Insurance AgencyDIF
Websitewww.magbank.com
Data Updated01/30/2026
CERT30704
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$1.04B
Total Deposits$864.92M
Total Liabilities$927.33M
Total Equity Capital$117.41M
Net Income$3.34M
Net Loans and Leases$867.69M
Assets Per Employee ($Millions)$10.88M
Bank Premises and Fixed Assets$13.80M
Cash and Balances due from Depository Institutions$34.11M
Deposits Held in Domestic Offices$864.92M

Key Performance Ratios

Return on Assets (ROA)1.31%
Return on Equity (ROE)11.5%
Net Interest Margin3.71%
Efficiency Ratio52.84%
Tier 1 Risk-Based Capital Ratio14.699%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.01%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets11.238%
Earning Assets to total Assets94.89%

Income and Expense

Total Interest Income$14.70M
Total Noninterest Income$626.00k
Total Interest Expense$5.73M
Total Noninterest Expense$5.07M
Net Interest Income$8.97M
Pre-tax Net Operating Income$4.50M
Provision for Credit Losses$23.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets
Other Real Estate Owned$0
Other borrowed funds$51.90M
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$10.51M
Total Liabilities and Capital$1.04B

Securities

Securities$93.14M
Available-for-sale debt securities$26.95M
Equity securities with readily determinable fair values not held for trading
Held-to-maturity securities$66.19M
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Magyar Bank?
$1.04B as of the latest filing.
How much are Magyar Bank's total deposits?
$864.92M in total deposits.
Where is Magyar Bank located?
New Brunswick, NJ.
What is the Net Interest Margin?
3.71%.
How many domestic offices does it operate?
7.
When was it established?
01/01/1922.
What is the Return on Assets (ROA)?
1.31%.
How much are total loans and leases?
$867.69M (latest filing).
What is the total interest income (latest filing)?
$14.70M.