Magyar Bank

New Brunswick, NJ
IDRSSD: 548771
Total Assets
$996.88M
Latest filing
Total Deposits
$819.39M
Latest filing
Net Interest Margin
3.62%
Profitability

Locations

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Main Office
Magyar Bank
400 Somerset St
New Brunswick, NJ 08901
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/01/1922FDIC Certificate 43538

Branches (6)

Page 1 of 1
NameAddressCity / State
Magyar Bank (Main)400 Somerset StNew Brunswick, NJ
3050 HIGHWAY 27 BRANCH3050 Highway 27South Brunswick, NJ
NORTH BRUNSWICK BRANCH582 Milltown RdNorth Brunswick, NJ
BRANCHBURG BRANCH1000 Route 202 SBranchburg, NJ
NORTH EDISON BRANCH1167 Inman AveEdison, NJ
TANO MALL BRANCH1199 Amboy AveEdison, NJ
MARTINSVILLE BRANCH1990 Washington Valley RoadMartinsville, NJ
Showing 6 of 6

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassState chartered stock savings banks / S&L
Primary RegulatorFDIC
Established Date01/01/1922
Community BankYes
Ownership TypeNot Mutual
ZIP08901
State and County Number34023
Subchapter S CorporationsNo
Trust PowersN/A
Federal Reserve ID Number02
Numeric code41
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictNew York
Core Based Statistical Area NameNew York-Newark-Jersey City, NY-NJ-PA

Operational Info

Number of Employees96
Domestic Offices7
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance08/09/1989
Primary Insurance AgencyDIF
Websitewww.magbank.com
Data Updated11/14/2025
CERT30704
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$996.88M
Total Deposits$819.39M
Total Liabilities$881.83M
Total Equity Capital$115.05M
Net Income$2.62M
Net Loans and Leases$849.00M
Assets Per Employee ($Millions)$10.72M
Bank Premises and Fixed Assets$13.94M
Cash and Balances due from Depository Institutions$7.09M
Deposits Held in Domestic Offices$819.39M

Key Performance Ratios

Return on Assets (ROA)1.05%
Return on Equity (ROE)9.19%
Net Interest Margin3.62%
Efficiency Ratio55.37%
Tier 1 Risk-Based Capital Ratio14.697%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.09%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets11.541%
Earning Assets to total Assets94.49%

Income and Expense

Total Interest Income$14.40M
Total Noninterest Income$744.00k
Total Interest Expense$5.92M
Total Noninterest Expense$5.11M
Net Interest Income$8.48M
Pre-tax Net Operating Income$3.89M
Provision for Credit Losses$230.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$2.17M
Other borrowed funds$52.00M
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$10.44M
Total Liabilities and Capital$996.88M

Securities

Securities$88.45M
Available-for-sale debt securities$21.18M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$67.27M
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Magyar Bank?
$996.88M as of the latest filing.
How much are Magyar Bank's total deposits?
$819.39M in total deposits.
Where is Magyar Bank located?
New Brunswick, NJ.
What is the Net Interest Margin?
3.62%.
How many domestic offices does it operate?
7.
When was it established?
01/01/1922.
What is the Return on Assets (ROA)?
1.05%.
How much are total loans and leases?
$849.00M (latest filing).
What is the total interest income (latest filing)?
$14.40M.