Institution Class	Commercial bank, national (federal) charter, Fed member, and supervised by the OCC
Primary Regulator	OCC
Established Date	03/09/1999
Community Bank	Yes
Ownership Type	Not Mutual
ZIP	78232
State and County Number	48029
Subchapter S Corporations	No
Trust Powers	N/A
Federal Reserve ID Number	11
Numeric code	3
Insured by FDIC	Institution closed or not insured by FDIC
Federal Reserve District	Dallas
Core Based Statistical Area Name	San Antonio-New Braunfels, TX

Operational Info

Number of Employees	66
Domestic Offices	7
Foreign Offices	0
US Offices	0
Directly owned by another bank (CERT)	No
Last Structure Change Effective Date	05/30/2025
Date of Deposit Insurance	03/09/1999
Primary Insurance Agency	DIF
Website	N/A
Data Updated	11/28/2025
CERT	35015
Office of The Comptroller District:	—
Office of Thrift Supervision Region	N/A

Financial Summary

Total Assets	$491.95M
Total Deposits	$429.41M
Total Liabilities	$446.39M
Total Equity Capital	$45.55M
Net Income	$309.00k
Net Loans and Leases	$282.29M
Assets Per Employee ($Millions)	$7.45M
Bank Premises and Fixed Assets	$5.89M
Cash and Balances due from Depository Institutions	$33.92M
Deposits Held in Domestic Offices	$429.41M

Return on Assets (ROA)	0.25%
Return on Equity (ROE)	2.77%
Net Interest Margin	2.77%
Efficiency Ratio	89.39%
Tier 1 Risk-Based Capital Ratio	15.074%
Net Loans and Leases to Core Deposits	0%
Credit Loss Provision to Assets	0%
Cash Dividends to Net Income (YTD Only)	0%
Equity Capital to Assets	9.26%
Earning Assets to total Assets	91.66%

Total Interest Income	$5.79M
Total Noninterest Income	$269.00k
Total Interest Expense	$2.65M
Total Noninterest Expense	$3.05M
Net Interest Income	$3.13M
Pre-tax Net Operating Income	$354.00k
Provision for Credit Losses	$0
Discontinued Operations (Extraordinary Gains - Net)	$0

Goodwill and Other Intangibles	$0
All Other Assets	—
Other Real Estate Owned	$0
Other borrowed funds	$10.00M
Federal Funds Sold & Reverse Repurchase Agreement	$0
Federal Funds Purchased and Repurchased Agreement	$0
All Other Liabilities	$6.99M
Total Liabilities and Capital	$491.95M

Securities	$142.61M
Available-for-sale debt securities	$142.61M
Equity securities with readily determinable fair values not held for trading	—
Held-to-maturity securities	$0
Subordinated Debt	$0
Trading Account Assets	$0
Trading Liabilities	$0

What are the total assets of Lone Star Capital Bank, National Association?

$491.95M as of the latest filing.

How much are Lone Star Capital Bank, National Association's total deposits?

$429.41M in total deposits.

Where is Lone Star Capital Bank, National Association located?

San Antonio, TX.

What is the Net Interest Margin?

2.77%.

How many domestic offices does it operate?

When was it established?

03/09/1999.

What is the Return on Assets (ROA)?

0.25%.

How much are total loans and leases?

$282.29M (latest filing).

What is the total interest income (latest filing)?

$5.79M.