Institution Class	Commercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary Regulator	FDIC
Established Date	08/12/1946
Community Bank	Yes
Ownership Type	Not Mutual
ZIP	78215
State and County Number	48029
Subchapter S Corporations	Yes
Trust Powers	Full Trust Powers Granted
Federal Reserve ID Number	11
Numeric code	21
Insured by FDIC	Institutions that are currently open and insured by the FDIC
Federal Reserve District	Dallas
Core Based Statistical Area Name	San Antonio-New Braunfels, TX

Operational Info

Number of Employees	397
Domestic Offices	14
Foreign Offices	0
US Offices	0
Directly owned by another bank (CERT)	No
Last Structure Change Effective Date	04/14/2023
Date of Deposit Insurance	08/12/1946
Primary Insurance Agency	DIF
Website	www.jeffersonbank.com
Data Updated	11/14/2025
CERT	16470
Office of The Comptroller District:	—
Office of Thrift Supervision Region	N/A

Financial Summary

Total Assets	$2.79B
Total Deposits	$2.53B
Total Liabilities	$2.56B
Total Equity Capital	$226.60M
Net Income	$8.98M
Net Loans and Leases	$1.90B
Assets Per Employee ($Millions)	$6.98M
Bank Premises and Fixed Assets	$137.79M
Cash and Balances due from Depository Institutions	$157.42M
Deposits Held in Domestic Offices	$2.53B

Return on Assets (ROA)	1.28%
Return on Equity (ROE)	16.41%
Net Interest Margin	3.57%
Efficiency Ratio	72.64%
Tier 1 Risk-Based Capital Ratio	12.343%
Net Loans and Leases to Core Deposits	0%
Credit Loss Provision to Assets	0.03%
Cash Dividends to Net Income (YTD Only)	0%
Equity Capital to Assets	8.12%
Earning Assets to total Assets	91.01%

Total Interest Income	$34.14M
Total Noninterest Income	$10.77M
Total Interest Expense	$11.50M
Total Noninterest Expense	$24.27M
Net Interest Income	$22.64M
Pre-tax Net Operating Income	$8.94M
Provision for Credit Losses	$200.00k
Discontinued Operations (Extraordinary Gains - Net)	$0

Goodwill and Other Intangibles	$0
All Other Assets	$0
Other Real Estate Owned	$230.00k
Other borrowed funds	$0
Federal Funds Sold & Reverse Repurchase Agreement	$0
Federal Funds Purchased and Repurchased Agreement	$0
All Other Liabilities	$32.30M
Total Liabilities and Capital	$2.79B

Securities	$526.74M
Available-for-sale debt securities	$492.66M
Equity securities with readily determinable fair values not held for trading	$0
Held-to-maturity securities	$30.53M
Subordinated Debt	$0
Trading Account Assets	$0
Trading Liabilities	$0

What are the total assets of Jefferson Bank?

$2.79B as of the latest filing.

How much are Jefferson Bank's total deposits?

$2.53B in total deposits.

Where is Jefferson Bank located?

San Antonio, TX.

What is the Net Interest Margin?

3.57%.

How many domestic offices does it operate?

14.

When was it established?

08/12/1946.

What is the Return on Assets (ROA)?

1.28%.

How much are total loans and leases?

$1.90B (latest filing).

What is the total interest income (latest filing)?

$34.14M.