Vantage Bank Texas

San Antonio, TX
IDRSSD: 26765
Total Assets
$4.92B
Latest filing
Total Deposits
$4.46B
Latest filing
Net Interest Margin
3.79%
Profitability

Locations

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Main Office
Vantage Bank Texas
45 Ne Loop 410
San Antonio, TX 78216
Full Service - Brick and Mortar
Updated 11/14/2025Established 11/06/1923FDIC Certificate 2218

Branches (22)

Page 1 of 4
NameAddressCity / State
Vantage Bank Texas (Main)45 Ne Loop 410San Antonio, TX
HONDO BRANCH1401 19th StHondo, TX
TEXAS STREET BRANCH400 N Texas BlvdWeslaco, TX
SHARYLAND BRANCH1926 E Griffin PkwyMission, TX
NORTH MCALLEN BRANCH730 W Nolana AveMcallen, TX
EDINBURG BRANCH1502 S Sugar RdEdinburg, TX
MISSION BRANCH713 E Tom Landry StMission, TX
MCALLEN BRANCH1801 S 2nd StMcallen, TX
Showing 7 of 22

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed member, supervised by FRB
Primary RegulatorFED
Established Date11/06/1923
Community BankNo
Ownership TypeNot Mutual
ZIP78216
State and County Number48029
Subchapter S CorporationsYes
Trust PowersN/A
Federal Reserve ID Number11
Numeric code13
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictDallas
Core Based Statistical Area NameSan Antonio-New Braunfels, TX

Operational Info

Number of Employees503
Domestic Offices23
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date04/01/2025
Date of Deposit Insurance01/01/1934
Primary Insurance AgencyDIF
Websitewww.vantage.bank
Data Updated11/14/2025
CERT3405
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$4.92B
Total Deposits$4.46B
Total Liabilities$4.51B
Total Equity Capital$408.46M
Net Income$18.86M
Net Loans and Leases$3.72B
Assets Per Employee ($Millions)$9.62M
Bank Premises and Fixed Assets$65.04M
Cash and Balances due from Depository Institutions$843.06M
Deposits Held in Domestic Offices$4.46B

Key Performance Ratios

Return on Assets (ROA)1.57%
Return on Equity (ROE)18.8%
Net Interest Margin3.79%
Efficiency Ratio54.63%
Tier 1 Risk-Based Capital Ratio10.531%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.3%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets8.306%
Earning Assets to total Assets95.46%

Income and Expense

Total Interest Income$70.72M
Total Noninterest Income$5.93M
Total Interest Expense$27.22M
Total Noninterest Expense$27.00M
Net Interest Income$43.50M
Pre-tax Net Operating Income$18.86M
Provision for Credit Losses$3.57M
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$2.00M
Other borrowed funds$0
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$52.55M
Total Liabilities and Capital$4.92B

Securities

Securities$167.74M
Available-for-sale debt securities$162.61M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$5.14M
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Vantage Bank Texas?
$4.92B as of the latest filing.
How much are Vantage Bank Texas's total deposits?
$4.46B in total deposits.
Where is Vantage Bank Texas located?
San Antonio, TX.
What is the Net Interest Margin?
3.79%.
How many domestic offices does it operate?
23.
When was it established?
11/06/1923.
What is the Return on Assets (ROA)?
1.57%.
How much are total loans and leases?
$3.72B (latest filing).
What is the total interest income (latest filing)?
$70.72M.