Austin Capital Bank SSB
Austin, TX
IDRSSD: 3347911
Total Assets
$469.19M
Latest filing
Total Deposits
$373.39M
Latest filing
Net Interest Margin
6.67%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
2 routesView all→
114994031AUSTIN, TX114994484AUSTIN, TX
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Austin Capital Bank SSB
3305 Steck Ave Ste 275
Austin, TX 78757
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/09/2006FDIC Certificate 439321
Branches (14)
Page 1 of 2| Name | Address | City / State |
|---|---|---|
| Austin Capital Bank SSB (Main) | 3305 Steck Ave Ste 275 | Austin, TX |
| ISSAQUAH LPO BRANCH | 22525 Se 64th Pl Ste 2-Dd | Issaquah, WA |
| ALPHARETTA LPO BRANCH | 5975 Shiloh Rd | Alpharetta, GA |
| BULVERDE LPO | 2877 Bulverde Rd | Bulverde, TX |
| COLORADO SPRINGS LPO | 685 Citadel Dr E Ste 290-9 | Colorado Springs, CO |
| PARADISE LPO | 6331 Skyway | Paradise, CA |
| GOODYEAR LPO | 2990 N Litchfield Rd | Goodyear, AZ |
| AUSTIN LPO | 3305 Steck Ave Fl 3 | Austin, TX |
Showing 7 of 14
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | State chartered stock savings banks / S&L |
| Primary Regulator | FDIC |
| Established Date | 01/09/2006 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 78757 |
| State and County Number | 48453 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 11 |
| Numeric code | 41 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | Austin-Round Rock-Georgetown, TX |
Operational Info
| Number of Employees | 80 |
| Domestic Offices | 15 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 07/11/2025 |
| Date of Deposit Insurance | 01/09/2006 |
| Primary Insurance Agency | DIF |
| Website | www.austincapitalbank.com |
| Data Updated | 01/30/2026 |
| CERT | 58082 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $469.19M |
| Total Deposits | $373.39M |
| Total Liabilities | $427.21M |
| Total Equity Capital | $41.98M |
| Net Income | $1.74M |
| Net Loans and Leases | $407.90M |
| Assets Per Employee ($Millions) | $6.02M |
| Bank Premises and Fixed Assets | $848.00k |
| Cash and Balances due from Depository Institutions | $31.11M |
| Deposits Held in Domestic Offices | $373.39M |
Key Performance Ratios
| Return on Assets (ROA) | 1.46% |
| Return on Equity (ROE) | 16.89% |
| Net Interest Margin | 6.67% |
| Efficiency Ratio | 86.34% |
| Tier 1 Risk-Based Capital Ratio | 36.486% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 8.948% |
| Earning Assets to total Assets | 94.83% |
Income and Expense
| Total Interest Income | $8.65M |
| Total Noninterest Income | $1.88M |
| Total Interest Expense | $1.09M |
| Total Noninterest Expense | $8.15M |
| Net Interest Income | $7.56M |
| Pre-tax Net Operating Income | $1.29M |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $50.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $3.82M |
| Total Liabilities and Capital | $469.19M |
Securities
| Securities | $6.42M |
| Available-for-sale debt securities | $6.42M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Austin Capital Bank SSB?
$469.19M as of the latest filing.
How much are Austin Capital Bank SSB's total deposits?
$373.39M in total deposits.
Where is Austin Capital Bank SSB located?
Austin, TX.
What is the Net Interest Margin?
6.67%.
How many domestic offices does it operate?
15.
When was it established?
01/09/2006.
What is the Return on Assets (ROA)?
1.46%.
How much are total loans and leases?
$407.90M (latest filing).
What is the total interest income (latest filing)?
$8.65M.