Herring Bank
Amarillo, TX
IDRSSD: 610164
Total Assets
$487.45M
Latest filing
Total Deposits
$424.48M
Latest filing
Net Interest Margin
6.09%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
2 routesView all→
111302846AMARILLO, TX111326259AMARILLO, TX
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Herring Bank
2201 Civic Cir
Amarillo, TX 79109
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/01/1899FDIC Certificate 3788
Branches (11)
Page 1 of 2| Name | Address | City / State |
|---|---|---|
| Herring Bank (Main) | 2201 Civic Cir | Amarillo, TX |
| COLORADO NATIONAL BANK BRANCH | 3110 N Nevada Ave | Colorado Springs, CO |
| PIERCE BRANCH | 400 S Pierce St | Amarillo, TX |
| ALTUS BRANCH | 2500 N Main St | Altus, OK |
| VERNON BRANCH | 4102 Wilbarger St | Vernon, TX |
| VERNON PEASE STREET BRANCH | 1900 Pease St | Vernon, TX |
| MOBILE BRANCH | 1900 Pease St | Vernon, TX |
| AZLE BRANCH | 108 Industrial Ave | Azle, TX |
Showing 7 of 11
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/01/1899 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 79109 |
| State and County Number | 48375 |
| Subchapter S Corporations | Yes |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 11 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | Amarillo, TX |
Operational Info
| Number of Employees | 164 |
| Domestic Offices | 13 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.herringbank.com |
| Data Updated | 01/30/2026 |
| CERT | 5568 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $487.45M |
| Total Deposits | $424.48M |
| Total Liabilities | $428.66M |
| Total Equity Capital | $58.79M |
| Net Income | $2.00M |
| Net Loans and Leases | $351.33M |
| Assets Per Employee ($Millions) | $2.82M |
| Bank Premises and Fixed Assets | $13.22M |
| Cash and Balances due from Depository Institutions | $57.09M |
| Deposits Held in Domestic Offices | $424.48M |
Key Performance Ratios
| Return on Assets (ROA) | 1.61% |
| Return on Equity (ROE) | 13.58% |
| Net Interest Margin | 6.09% |
| Efficiency Ratio | 76.57% |
| Tier 1 Risk-Based Capital Ratio | 17.203% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.65% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 12.061% |
| Earning Assets to total Assets | 89.61% |
Income and Expense
| Total Interest Income | $8.27M |
| Total Noninterest Income | $5.46M |
| Total Interest Expense | $1.49M |
| Total Noninterest Expense | $9.42M |
| Net Interest Income | $6.79M |
| Pre-tax Net Operating Income | $2.02M |
| Provision for Credit Losses | $805.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $209.00k |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $4.18M |
| Total Liabilities and Capital | $487.45M |
Securities
| Securities | $56.97M |
| Available-for-sale debt securities | $55.50M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Herring Bank?
$487.45M as of the latest filing.
How much are Herring Bank's total deposits?
$424.48M in total deposits.
Where is Herring Bank located?
Amarillo, TX.
What is the Net Interest Margin?
6.09%.
How many domestic offices does it operate?
13.
When was it established?
01/01/1899.
What is the Return on Assets (ROA)?
1.61%.
How much are total loans and leases?
$351.33M (latest filing).
What is the total interest income (latest filing)?
$8.27M.