The Litchfield National Bank
Litchfield, IL
IDRSSD: 372444
Total Assets
$137.05M
Latest filing
Total Deposits
$119.12M
Latest filing
Net Interest Margin
3.00%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
The Litchfield National Bank
316 N State St
Litchfield, IL 62056
Full Service - Brick and Mortar
Updated 11/14/2025Established 05/01/1907FDIC Certificate 2469
Branches (1)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| The Litchfield National Bank (Main) | 316 N State St | Litchfield, IL |
| ROUTE 66 BRANCH | 1101 W Union Ave | Litchfield, IL |
Showing 1 of 1
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, national (federal) charter, Fed member, and supervised by the OCC |
| Primary Regulator | OCC |
| Established Date | 05/01/1907 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 62056 |
| State and County Number | 17135 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 08 |
| Numeric code | 3 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 26 |
| Domestic Offices | 2 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.ibanklnb.com |
| Data Updated | 11/14/2025 |
| CERT | 3808 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $137.05M |
| Total Deposits | $119.12M |
| Total Liabilities | $126.61M |
| Total Equity Capital | $10.44M |
| Net Income | $269.00k |
| Net Loans and Leases | $82.51M |
| Assets Per Employee ($Millions) | $5.71M |
| Bank Premises and Fixed Assets | $2.03M |
| Cash and Balances due from Depository Institutions | $9.85M |
| Deposits Held in Domestic Offices | $119.12M |
Key Performance Ratios
| Return on Assets (ROA) | 0.78% |
| Return on Equity (ROE) | 10.71% |
| Net Interest Margin | 3% |
| Efficiency Ratio | 70.6% |
| Tier 1 Risk-Based Capital Ratio | 15.379% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.02% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 7.62% |
| Earning Assets to total Assets | 96.07% |
Income and Expense
| Total Interest Income | $1.55M |
| Total Noninterest Income | $138.00k |
| Total Interest Expense | $565.00k |
| Total Noninterest Expense | $795.00k |
| Net Interest Income | $988.00k |
| Pre-tax Net Operating Income | $325.00k |
| Provision for Credit Losses | $6.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $29.00k |
| Other borrowed funds | $6.74M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $742.00k |
| Total Liabilities and Capital | $137.05M |
Securities
| Securities | $40.26M |
| Available-for-sale debt securities | $40.26M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of The Litchfield National Bank?
$137.05M as of the latest filing.
How much are The Litchfield National Bank's total deposits?
$119.12M in total deposits.
Where is The Litchfield National Bank located?
Litchfield, IL.
What is the Net Interest Margin?
3.00%.
How many domestic offices does it operate?
2.
When was it established?
05/01/1907.
What is the Return on Assets (ROA)?
0.78%.
How much are total loans and leases?
$82.51M (latest filing).
What is the total interest income (latest filing)?
$1.55M.