Lena State Bank
Lena, IL
IDRSSD: 478533
Total Assets
$97.38M
Latest filing
Total Deposits
$80.05M
Latest filing
Net Interest Margin
2.89%
Profitability
Key People
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Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/01/1867 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 61048 |
| State and County Number | 17177 |
| Subchapter S Corporations | No |
| Trust Powers | Trust Powers Not Known |
| Federal Reserve ID Number | 07 |
| Numeric code | 21 |
| Insured by FDIC | Institution closed or not insured by FDIC |
| Federal Reserve District | CHICAGO |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 6 |
| Domestic Offices | 2 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 05/01/2025 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.lenastatebank.com |
| Data Updated | 2/13/2026 |
| CERT | 12395 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $97.38M |
| Total Deposits | $80.05M |
| Total Liabilities | $87.73M |
| Total Equity Capital | $9.65M |
| Net Income | $216.00k |
| Net Loans and Leases | $63.35M |
| Assets Per Employee ($Millions) | $16.23M |
| Bank Premises and Fixed Assets | $246.00k |
| Cash and Balances due from Depository Institutions | $0 |
| Deposits Held in Domestic Offices | $80.05M |
Key Performance Ratios
| Return on Assets (ROA) | 0.88% |
| Return on Equity (ROE) | 9.12% |
| Net Interest Margin | 2.89% |
| Efficiency Ratio | 60.72% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.01% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.908% |
| Earning Assets to total Assets | 93.64% |
Income and Expense
| Total Interest Income | $1.18M |
| Total Noninterest Income | $58.00k |
| Total Interest Expense | $513.00k |
| Total Noninterest Expense | $439.00k |
| Net Interest Income | $665.00k |
| Pre-tax Net Operating Income | $281.00k |
| Provision for Credit Losses | $3.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $4.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $26.00k |
| Federal Funds Purchased and Repurchased Agreement | $2.00M |
| All Other Liabilities | $1.68M |
| Total Liabilities and Capital | $97.38M |
Securities
| Securities | $25.56M |
| Available-for-sale debt securities | $25.49M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Lena State Bank?
$97.38M as of the latest filing.
How much are Lena State Bank's total deposits?
$80.05M in total deposits.
Where is Lena State Bank located?
Lena, IL.
What is the Net Interest Margin?
2.89%.
How many domestic offices does it operate?
2.
When was it established?
01/01/1867.
What is the Return on Assets (ROA)?
0.88%.
How much are total loans and leases?
$63.35M (latest filing).
What is the total interest income (latest filing)?
$1.18M.