Legacy Bank

Hinton, OK
IDRSSD: 320052
Total Assets
$644.91M
Latest filing
Total Deposits
$579.65M
Latest filing
Net Interest Margin
4.54%
Profitability

Locations

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Main Office
Legacy Bank
101 W Main St
Hinton, OK 73047
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/01/1902FDIC Certificate 2621

Branches (9)

Page 1 of 2
NameAddressCity / State
Legacy Bank (Main)101 W Main StHinton, OK
DUNCAN BRANCH3696 N Highway 81Duncan, OK
TRI-CITY BRANCH509 Nw 32nd StNewcastle, OK
ELK CITY BRANCH921 W 3rd StElk City, OK
BINGER BRANCH225 W Main StBinger, OK
WEATHERFORD BRANCH701 E Main StWeatherford, OK
MARLOW BRANCH1401 S. BroadwayMarlow, OK
MACARTHUR BRANCH13425 N Macarthur BlvdOklahoma City, OK
Showing 7 of 9

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date01/01/1902
Community BankYes
Ownership TypeNot Mutual
ZIP73047
State and County Number40015
Subchapter S CorporationsNo
Trust PowersFull Trust Powers Granted
Federal Reserve ID Number10
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictDallas
Core Based Statistical Area NameN/A

Operational Info

Number of Employees158
Domestic Offices10
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance01/01/1934
Primary Insurance AgencyDIF
Websitehttp://www.legacybank.com
Data Updated11/14/2025
CERT4042
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$644.91M
Total Deposits$579.65M
Total Liabilities$584.64M
Total Equity Capital$60.27M
Net Income$788.00k
Net Loans and Leases$385.52M
Assets Per Employee ($Millions)$4.13M
Bank Premises and Fixed Assets$16.58M
Cash and Balances due from Depository Institutions$19.46M
Deposits Held in Domestic Offices$579.65M

Key Performance Ratios

Return on Assets (ROA)0.49%
Return on Equity (ROE)5.32%
Net Interest Margin4.54%
Efficiency Ratio86.34%
Tier 1 Risk-Based Capital Ratio16.685%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.1%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets9.346%
Earning Assets to total Assets94.25%

Income and Expense

Total Interest Income$9.91M
Total Noninterest Income$1.08M
Total Interest Expense$3.03M
Total Noninterest Expense$6.87M
Net Interest Income$6.88M
Pre-tax Net Operating Income$936.00k
Provision for Credit Losses$155.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$470.00k
Other borrowed funds$588.00k
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$4.40M
Total Liabilities and Capital$644.91M

Securities

Securities$210.95M
Available-for-sale debt securities$188.17M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$22.77M
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Legacy Bank?
$644.91M as of the latest filing.
How much are Legacy Bank's total deposits?
$579.65M in total deposits.
Where is Legacy Bank located?
Hinton, OK.
What is the Net Interest Margin?
4.54%.
How many domestic offices does it operate?
10.
When was it established?
01/01/1902.
What is the Return on Assets (ROA)?
0.49%.
How much are total loans and leases?
$385.52M (latest filing).
What is the total interest income (latest filing)?
$9.91M.