Valliance Bank
Oklahoma City, OK
IDRSSD: 3267738
Total Assets
$761.24M
Latest filing
Total Deposits
$624.98M
Latest filing
Net Interest Margin
9.33%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Valliance Bank
1601 Nw Expressway
Oklahoma City, OK 73118
Full Service - Brick and Mortar
Updated 11/14/2025Established 10/20/2004FDIC Certificate 428019
Branches (5)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Valliance Bank (Main) | 1601 Nw Expressway | Oklahoma City, OK |
| VALLIANCE BANK-MCKINNEY BRANCH | 5900 S Lake Forest Dr | Mckinney, TX |
| NORMAN BRANCH | 1501 24th Ave Nw | Norman, OK |
| VALLIANCE BANK-DOWNTOWN BRANCH | 210 Park Ave | Oklahoma City, OK |
| FORT WORTH BRANCH | 410 W 7th St Ste 100 | Forth Worth, TX |
| VALLIANCE BANK BRANCH | 4200 E Skelly Dr | Tulsa, OK |
Showing 5 of 5
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 10/20/2004 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 73118 |
| State and County Number | 40109 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 10 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | Oklahoma City, OK |
Operational Info
| Number of Employees | 95 |
| Domestic Offices | 5 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 10/20/2004 |
| Primary Insurance Agency | DIF |
| Website | www.valliance.bank |
| Data Updated | 11/14/2025 |
| CERT | 57841 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $761.24M |
| Total Deposits | $624.98M |
| Total Liabilities | $683.79M |
| Total Equity Capital | $77.45M |
| Net Income | $8.69M |
| Net Loans and Leases | $611.96M |
| Assets Per Employee ($Millions) | $7.69M |
| Bank Premises and Fixed Assets | $12.87M |
| Cash and Balances due from Depository Institutions | $56.66M |
| Deposits Held in Domestic Offices | $624.98M |
Key Performance Ratios
| Return on Assets (ROA) | 4.59% |
| Return on Equity (ROE) | 47.82% |
| Net Interest Margin | 9.33% |
| Efficiency Ratio | 60.32% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.01% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 10.175% |
| Earning Assets to total Assets | 94.33% |
Income and Expense
| Total Interest Income | $21.04M |
| Total Noninterest Income | $447.00k |
| Total Interest Expense | $4.40M |
| Total Noninterest Expense | $10.31M |
| Net Interest Income | $16.64M |
| Pre-tax Net Operating Income | $6.76M |
| Provision for Credit Losses | $22.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $300.00k |
| Other borrowed funds | $43.72M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $15.09M |
| Total Liabilities and Capital | $761.24M |
Securities
| Securities | $57.10M |
| Available-for-sale debt securities | $57.10M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Valliance Bank?
$761.24M as of the latest filing.
How much are Valliance Bank's total deposits?
$624.98M in total deposits.
Where is Valliance Bank located?
Oklahoma City, OK.
What is the Net Interest Margin?
9.33%.
How many domestic offices does it operate?
5.
When was it established?
10/20/2004.
What is the Return on Assets (ROA)?
4.59%.
How much are total loans and leases?
$611.96M (latest filing).
What is the total interest income (latest filing)?
$21.04M.