Valliance Bank
Oklahoma City, OK
IDRSSD: 3267738
Total Assets
$803.17M
Latest filing
Total Deposits
$689.06M
Latest filing
Net Interest Margin
4.29%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
103013017OKLAHOMA CITY, OK
Key People
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Locations
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Main Office
Valliance Bank
1601 Nw Expressway
Oklahoma City, OK 73118
Full Service - Brick and Mortar
Updated 01/30/2026Established 10/20/2004FDIC Certificate 428019
Branches (5)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Valliance Bank (Main) | 1601 Nw Expressway | Oklahoma City, OK |
| VALLIANCE BANK-MCKINNEY BRANCH | 5900 S Lake Forest Dr | Mckinney, TX |
| NORMAN BRANCH | 1501 24th Ave Nw | Norman, OK |
| VALLIANCE BANK-DOWNTOWN BRANCH | 210 Park Ave | Oklahoma City, OK |
| FORT WORTH BRANCH | 410 W 7th St Ste 100 | Forth Worth, TX |
| VALLIANCE BANK BRANCH | 4200 E Skelly Dr | Tulsa, OK |
Showing 5 of 5
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 10/20/2004 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 73118 |
| State and County Number | 40109 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 10 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | Oklahoma City, OK |
Operational Info
| Number of Employees | 99 |
| Domestic Offices | 6 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 10/20/2004 |
| Primary Insurance Agency | DIF |
| Website | www.valliance.bank |
| Data Updated | 01/30/2026 |
| CERT | 57841 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $803.17M |
| Total Deposits | $689.06M |
| Total Liabilities | $723.71M |
| Total Equity Capital | $79.46M |
| Net Income | $2.01M |
| Net Loans and Leases | $665.77M |
| Assets Per Employee ($Millions) | $8.11M |
| Bank Premises and Fixed Assets | $12.79M |
| Cash and Balances due from Depository Institutions | $39.32M |
| Deposits Held in Domestic Offices | $689.06M |
Key Performance Ratios
| Return on Assets (ROA) | 1.03% |
| Return on Equity (ROE) | 10.25% |
| Net Interest Margin | 4.29% |
| Efficiency Ratio | 63.24% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.32% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.893% |
| Earning Assets to total Assets | 94.52% |
Income and Expense
| Total Interest Income | $12.19M |
| Total Noninterest Income | $436.00k |
| Total Interest Expense | $4.26M |
| Total Noninterest Expense | $5.29M |
| Net Interest Income | $7.93M |
| Pre-tax Net Operating Income | $2.44M |
| Provision for Credit Losses | $630.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $300.00k |
| Other borrowed funds | $22.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $999.00k |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $12.65M |
| Total Liabilities and Capital | $803.17M |
Securities
| Securities | $61.16M |
| Available-for-sale debt securities | $61.16M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Valliance Bank?
$803.17M as of the latest filing.
How much are Valliance Bank's total deposits?
$689.06M in total deposits.
Where is Valliance Bank located?
Oklahoma City, OK.
What is the Net Interest Margin?
4.29%.
How many domestic offices does it operate?
6.
When was it established?
10/20/2004.
What is the Return on Assets (ROA)?
1.03%.
How much are total loans and leases?
$665.77M (latest filing).
What is the total interest income (latest filing)?
$12.19M.