AVB Bank

Broken Arrow, OK
IDRSSD: 262059
Total Assets
$529.31M
Latest filing
Total Deposits
$460.78M
Latest filing
Net Interest Margin
4.46%
Profitability

Locations

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Main Office
AVB Bank
322 S Main St
Broken Arrow, OK 74012
Full Service - Brick and Mortar
Updated 11/14/2025Established 02/16/1905FDIC Certificate 1542

Branches (3)

Page 1 of 1
NameAddressCity / State
AVB Bank (Main)322 S Main StBroken Arrow, OK
SOUTH BRANCH6401 S Elm PlBroken Arrow, OK
MINGO BRANCH9810 E 51st StTulsa, OK
STONE WOOD HILLS BRANCH2201 N Elm PlBroken Arrow, OK
Showing 3 of 3

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date02/16/1905
Community BankYes
Ownership TypeNot Mutual
ZIP74012
State and County Number40143
Subchapter S CorporationsNo
Trust PowersN/A
Federal Reserve ID Number10
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictDallas
Core Based Statistical Area NameTulsa, OK

Operational Info

Number of Employees82
Domestic Offices4
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance01/01/1934
Primary Insurance AgencyDIF
Websitewww.avb.bank
Data Updated11/14/2025
CERT2326
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$529.31M
Total Deposits$460.78M
Total Liabilities$481.52M
Total Equity Capital$47.79M
Net Income$1.43M
Net Loans and Leases$418.99M
Assets Per Employee ($Millions)$6.3M
Bank Premises and Fixed Assets$8.17M
Cash and Balances due from Depository Institutions$16.84M
Deposits Held in Domestic Offices$460.78M

Key Performance Ratios

Return on Assets (ROA)1.08%
Return on Equity (ROE)12.37%
Net Interest Margin4.46%
Efficiency Ratio68.66%
Tier 1 Risk-Based Capital Ratio12.04%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets9.029%
Earning Assets to total Assets94.02%

Income and Expense

Total Interest Income$7.85M
Total Noninterest Income$525.00k
Total Interest Expense$2.29M
Total Noninterest Expense$4.18M
Net Interest Income$5.57M
Pre-tax Net Operating Income$1.91M
Provision for Credit Losses$-4,000
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$15.00M
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$5.74M
Total Liabilities and Capital$529.31M

Securities

Securities$66.63M
Available-for-sale debt securities$64.63M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$2.00M
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of AVB Bank?
$529.31M as of the latest filing.
How much are AVB Bank's total deposits?
$460.78M in total deposits.
Where is AVB Bank located?
Broken Arrow, OK.
What is the Net Interest Margin?
4.46%.
How many domestic offices does it operate?
4.
When was it established?
02/16/1905.
What is the Return on Assets (ROA)?
1.08%.
How much are total loans and leases?
$418.99M (latest filing).
What is the total interest income (latest filing)?
$7.85M.