First National Bank & Trust Company of McAlester
Mcalester, OK
IDRSSD: 830355
Total Assets
$564.60M
Latest filing
Total Deposits
$494.21M
Latest filing
Net Interest Margin
3.82%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
First National Bank & Trust Company of McAlester
235 E Choctaw Ave
Mcalester, OK 74501
Full Service - Brick and Mortar
Updated 11/14/2025Established 12/12/1896FDIC Certificate 2705
Branches (5)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| First National Bank & Trust Company of McAlester (Main) | 235 E Choctaw Ave | Mcalester, OK |
| HARTSHORNE BRANCH | 935 Pennsylvania Ave | Hartshorne, OK |
| DRIVE-IN BRANCH | 741 Highway 2 N | Wilburton, OK |
| DRIVE-IN BRANCH | 2nd & Chickasaw | Mcalester, OK |
| DETACHED DRIVE-IN FACILITY BRANCH | 1105 E Carl Albert Pkwy | Mcalester, OK |
| FIRST NATIONAL BANK & TRUST COMPANY OF MCALESTER - POTEAU BRANCH | 4102 North Broadway Street | Poteau, OK |
Showing 5 of 5
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, national (federal) charter, Fed member, and supervised by the OCC |
| Primary Regulator | OCC |
| Established Date | 12/12/1896 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 74501 |
| State and County Number | 40121 |
| Subchapter S Corporations | Yes |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 10 |
| Numeric code | 3 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | McAlester, OK |
Operational Info
| Number of Employees | 79 |
| Domestic Offices | 6 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.fnbmcalester.com |
| Data Updated | 11/14/2025 |
| CERT | 4145 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $564.60M |
| Total Deposits | $494.21M |
| Total Liabilities | $502.23M |
| Total Equity Capital | $62.36M |
| Net Income | $2.23M |
| Net Loans and Leases | $338.20M |
| Assets Per Employee ($Millions) | $7.15M |
| Bank Premises and Fixed Assets | $12.82M |
| Cash and Balances due from Depository Institutions | $16.62M |
| Deposits Held in Domestic Offices | $494.21M |
Key Performance Ratios
| Return on Assets (ROA) | 1.58% |
| Return on Equity (ROE) | 14.49% |
| Net Interest Margin | 3.82% |
| Efficiency Ratio | 57.62% |
| Tier 1 Risk-Based Capital Ratio | 15.849% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.14% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 11.046% |
| Earning Assets to total Assets | 92.24% |
Income and Expense
| Total Interest Income | $7.00M |
| Total Noninterest Income | $759.00k |
| Total Interest Expense | $2.01M |
| Total Noninterest Expense | $3.31M |
| Net Interest Income | $4.99M |
| Pre-tax Net Operating Income | $2.23M |
| Provision for Credit Losses | $205.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $8.02M |
| Total Liabilities and Capital | $564.60M |
Securities
| Securities | $172.89M |
| Available-for-sale debt securities | $172.89M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of First National Bank & Trust Company of McAlester?
$564.60M as of the latest filing.
How much are First National Bank & Trust Company of McAlester's total deposits?
$494.21M in total deposits.
Where is First National Bank & Trust Company of McAlester located?
Mcalester, OK.
What is the Net Interest Margin?
3.82%.
How many domestic offices does it operate?
6.
When was it established?
12/12/1896.
What is the Return on Assets (ROA)?
1.58%.
How much are total loans and leases?
$338.20M (latest filing).
What is the total interest income (latest filing)?
$7.00M.