First Bank of Owasso
Owasso, OK
IDRSSD: 637554
Total Assets
$592.64M
Latest filing
Total Deposits
$497.95M
Latest filing
Net Interest Margin
5.25%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
First Bank of Owasso
8601 N Garnett Rd
Owasso, OK 74055
Full Service - Brick and Mortar
Updated 11/14/2025Established 09/08/1962FDIC Certificate 12478
Branches (2)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| First Bank of Owasso (Main) | 8601 N Garnett Rd | Owasso, OK |
| GARNETT ROAD BRANCH | 11550 N Garnett Rd | Owasso, OK |
| EAST SIDE BRANCH | 12814 E 86th St N | Owasso, OK |
Showing 2 of 2
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 09/08/1962 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 74055 |
| State and County Number | 40143 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 10 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | Tulsa, OK |
Operational Info
| Number of Employees | 78 |
| Domestic Offices | 3 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 09/08/1962 |
| Primary Insurance Agency | DIF |
| Website | http://www.firstbank.net |
| Data Updated | 11/14/2025 |
| CERT | 18592 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $592.64M |
| Total Deposits | $497.95M |
| Total Liabilities | $499.05M |
| Total Equity Capital | $93.60M |
| Net Income | $4.84M |
| Net Loans and Leases | $453.45M |
| Assets Per Employee ($Millions) | $7.7M |
| Bank Premises and Fixed Assets | $12.37M |
| Cash and Balances due from Depository Institutions | $3.49M |
| Deposits Held in Domestic Offices | $497.95M |
Key Performance Ratios
| Return on Assets (ROA) | 3.26% |
| Return on Equity (ROE) | 20.83% |
| Net Interest Margin | 5.25% |
| Efficiency Ratio | 40.77% |
| Tier 1 Risk-Based Capital Ratio | 18.523% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.1% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 15.793% |
| Earning Assets to total Assets | 96.75% |
Income and Expense
| Total Interest Income | $10.29M |
| Total Noninterest Income | $905.00k |
| Total Interest Expense | $2.77M |
| Total Noninterest Expense | $3.43M |
| Net Interest Income | $7.52M |
| Pre-tax Net Operating Income | $4.84M |
| Provision for Credit Losses | $151.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $70.39M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $1.09M |
| Total Liabilities and Capital | $592.64M |
Securities
| Securities | $49.53M |
| Available-for-sale debt securities | $49.53M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of First Bank of Owasso?
$592.64M as of the latest filing.
How much are First Bank of Owasso's total deposits?
$497.95M in total deposits.
Where is First Bank of Owasso located?
Owasso, OK.
What is the Net Interest Margin?
5.25%.
How many domestic offices does it operate?
3.
When was it established?
09/08/1962.
What is the Return on Assets (ROA)?
3.26%.
How much are total loans and leases?
$453.45M (latest filing).
What is the total interest income (latest filing)?
$10.29M.