American Nation Bank
Ardmore, OK
IDRSSD: 256058
Total Assets
$682.26M
Latest filing
Total Deposits
$576.53M
Latest filing
Net Interest Margin
3.76%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
American Nation Bank
1901 N Commerce St
Ardmore, OK 73401
Full Service - Brick and Mortar
Updated 11/14/2025Established 05/02/1983FDIC Certificate 17009
Branches (9)
Page 1 of 2| Name | Address | City / State |
|---|---|---|
| American Nation Bank (Main) | 1901 N Commerce St | Ardmore, OK |
| KELLER BRANCH | 975 Keller Pkwy | Keller, TX |
| LONE GROVE BRANCH | 6295 W Broadway St | Ardmore, OK |
| HOMELAND GROCERY STORE BRANCH | 205 N Commerce St | Ardmore, OK |
| SAGINAW BRANCH | 825 N Saginaw Blvd | Saginaw, TX |
| SOUTH COMMERCE BRANCH | 1117 S Commerce St | Ardmore, OK |
| DURANT BANKING CENTER | 3018 W University Blvd | Durant, OK |
| COMANCHE BRANCH | 122 Oak Main Ave | Comanche, OK |
Showing 7 of 9
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 05/02/1983 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 73401 |
| State and County Number | 40019 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 10 |
| Numeric code | 13 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | Ardmore, OK |
Operational Info
| Number of Employees | 110 |
| Domestic Offices | 10 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 05/02/1983 |
| Primary Insurance Agency | DIF |
| Website | www.bankanb.com |
| Data Updated | 11/14/2025 |
| CERT | 24472 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $682.26M |
| Total Deposits | $576.53M |
| Total Liabilities | $619.83M |
| Total Equity Capital | $62.42M |
| Net Income | $2.69M |
| Net Loans and Leases | $456.28M |
| Assets Per Employee ($Millions) | $6.09M |
| Bank Premises and Fixed Assets | $7.43M |
| Cash and Balances due from Depository Institutions | $36.50M |
| Deposits Held in Domestic Offices | $576.53M |
Key Performance Ratios
| Return on Assets (ROA) | 1.58% |
| Return on Equity (ROE) | 17.79% |
| Net Interest Margin | 3.76% |
| Efficiency Ratio | 60.59% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.02% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.15% |
| Earning Assets to total Assets | 94.23% |
Income and Expense
| Total Interest Income | $9.97M |
| Total Noninterest Income | $857.00k |
| Total Interest Expense | $3.92M |
| Total Noninterest Expense | $4.18M |
| Net Interest Income | $6.04M |
| Pre-tax Net Operating Income | $2.69M |
| Provision for Credit Losses | $28.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $5.24M |
| Other borrowed funds | $38.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $7.43M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $5.30M |
| Total Liabilities and Capital | $682.26M |
Securities
| Securities | $157.08M |
| Available-for-sale debt securities | $157.08M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of American Nation Bank?
$682.26M as of the latest filing.
How much are American Nation Bank's total deposits?
$576.53M in total deposits.
Where is American Nation Bank located?
Ardmore, OK.
What is the Net Interest Margin?
3.76%.
How many domestic offices does it operate?
10.
When was it established?
05/02/1983.
What is the Return on Assets (ROA)?
1.58%.
How much are total loans and leases?
$456.28M (latest filing).
What is the total interest income (latest filing)?
$9.97M.