Prism Bank
Guthrie, OK
IDRSSD: 905356
Total Assets
$645.33M
Latest filing
Total Deposits
$575.36M
Latest filing
Net Interest Margin
3.65%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
103012908GUTHRIE, OK
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Prism Bank
2610 S Division St
Guthrie, OK 73044
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/01/1909FDIC Certificate 4062
Branches (3)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Prism Bank (Main) | 2610 S Division St | Guthrie, OK |
| NORMAN | 2122 W Main St | Norman, OK |
| OKC MEMORIAL BRANCH | 3561 W Memorial Rd | Oklahoma City, OK |
| PARK AVE LPO BRANCH | 101 Park Ave | Oklahoma City, OK |
Showing 3 of 3
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/01/1909 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 73044 |
| State and County Number | 40083 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 10 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | Oklahoma City, OK |
Operational Info
| Number of Employees | 66 |
| Domestic Offices | 4 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 06/26/2023 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.prism.bank |
| Data Updated | 01/30/2026 |
| CERT | 5994 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $645.33M |
| Total Deposits | $575.36M |
| Total Liabilities | $586.98M |
| Total Equity Capital | $58.36M |
| Net Income | $1.44M |
| Net Loans and Leases | $545.20M |
| Assets Per Employee ($Millions) | $10.24M |
| Bank Premises and Fixed Assets | $2.92M |
| Cash and Balances due from Depository Institutions | $50.06M |
| Deposits Held in Domestic Offices | $575.36M |
Key Performance Ratios
| Return on Assets (ROA) | 0.95% |
| Return on Equity (ROE) | 10.14% |
| Net Interest Margin | 3.65% |
| Efficiency Ratio | 48.39% |
| Tier 1 Risk-Based Capital Ratio | 10.836% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.53% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.043% |
| Earning Assets to total Assets | 97.08% |
Income and Expense
| Total Interest Income | $9.60M |
| Total Noninterest Income | $469.00k |
| Total Interest Expense | $4.25M |
| Total Noninterest Expense | $2.82M |
| Net Interest Income | $5.36M |
| Pre-tax Net Operating Income | $2.20M |
| Provision for Credit Losses | $807.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $7.50M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $4.12M |
| Total Liabilities and Capital | $645.33M |
Securities
| Securities | $36.71M |
| Available-for-sale debt securities | $36.71M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Prism Bank?
$645.33M as of the latest filing.
How much are Prism Bank's total deposits?
$575.36M in total deposits.
Where is Prism Bank located?
Guthrie, OK.
What is the Net Interest Margin?
3.65%.
How many domestic offices does it operate?
4.
When was it established?
01/01/1909.
What is the Return on Assets (ROA)?
0.95%.
How much are total loans and leases?
$545.20M (latest filing).
What is the total interest income (latest filing)?
$9.60M.