Prism Bank
Guthrie, OK
IDRSSD: 905356
Total Assets
$562.13M
Latest filing
Total Deposits
$503.01M
Latest filing
Net Interest Margin
4.53%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Prism Bank
2610 S Division St
Guthrie, OK 73044
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/01/1909FDIC Certificate 4062
Branches (3)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Prism Bank (Main) | 2610 S Division St | Guthrie, OK |
| NORMAN | 2122 W Main St | Norman, OK |
| OKC MEMORIAL BRANCH | 3561 W Memorial Rd | Oklahoma City, OK |
| PARK AVE LPO BRANCH | 101 Park Ave | Oklahoma City, OK |
Showing 3 of 3
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/01/1909 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 73044 |
| State and County Number | 40083 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 10 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | Oklahoma City, OK |
Operational Info
| Number of Employees | 64 |
| Domestic Offices | 5 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 06/26/2023 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.prism.bank |
| Data Updated | 11/14/2025 |
| CERT | 5994 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $562.13M |
| Total Deposits | $503.01M |
| Total Liabilities | $507.21M |
| Total Equity Capital | $54.91M |
| Net Income | $1.91M |
| Net Loans and Leases | $475.45M |
| Assets Per Employee ($Millions) | $8.52M |
| Bank Premises and Fixed Assets | $2.90M |
| Cash and Balances due from Depository Institutions | $37.17M |
| Deposits Held in Domestic Offices | $503.01M |
Key Performance Ratios
| Return on Assets (ROA) | 1.41% |
| Return on Equity (ROE) | 14.3% |
| Net Interest Margin | 4.53% |
| Efficiency Ratio | 53.41% |
| Tier 1 Risk-Based Capital Ratio | 11.411% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.28% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.769% |
| Earning Assets to total Assets | 97.11% |
Income and Expense
| Total Interest Income | $10.17M |
| Total Noninterest Income | $502.00k |
| Total Interest Expense | $4.23M |
| Total Noninterest Expense | $3.44M |
| Net Interest Income | $5.93M |
| Pre-tax Net Operating Income | $2.62M |
| Provision for Credit Losses | $383.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $4.20M |
| Total Liabilities and Capital | $562.13M |
Securities
| Securities | $36.87M |
| Available-for-sale debt securities | $36.87M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Prism Bank?
$562.13M as of the latest filing.
How much are Prism Bank's total deposits?
$503.01M in total deposits.
Where is Prism Bank located?
Guthrie, OK.
What is the Net Interest Margin?
4.53%.
How many domestic offices does it operate?
5.
When was it established?
01/01/1909.
What is the Return on Assets (ROA)?
1.41%.
How much are total loans and leases?
$475.45M (latest filing).
What is the total interest income (latest filing)?
$10.17M.