Vast Bank, National Association
Tulsa, OK
IDRSSD: 347956
Total Assets
$570.83M
Latest filing
Total Deposits
$494.51M
Latest filing
Net Interest Margin
3.46%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Vast Bank, National Association
110 N Elgin Ave
Tulsa, OK 74120
Full Service - Brick and Mortar
Updated 11/14/2025Established 02/16/1982FDIC Certificate 16592
Branches (3)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Vast Bank, National Association (Main) | 110 N Elgin Ave | Tulsa, OK |
| UTICA SQUARE BRANCH | 2030 E 21st St | Tulsa, OK |
| TULSA BRANCH | 10615 E 61st St | Tulsa, OK |
| DOWNTOWN BRANCH (FORMER MAIN OFFICE) | 4812 E 81st St | Tulsa, OK |
Showing 3 of 3
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, national (federal) charter, Fed member, and supervised by the OCC |
| Primary Regulator | OCC |
| Established Date | 02/16/1982 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 74120 |
| State and County Number | 40143 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 10 |
| Numeric code | 3 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | Tulsa, OK |
Operational Info
| Number of Employees | 72 |
| Domestic Offices | 4 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 02/16/1982 |
| Primary Insurance Agency | DIF |
| Website | http://www.vast.bank |
| Data Updated | 11/14/2025 |
| CERT | 23737 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $570.83M |
| Total Deposits | $494.51M |
| Total Liabilities | $508.89M |
| Total Equity Capital | $61.94M |
| Net Income | $883.00k |
| Net Loans and Leases | $381.79M |
| Assets Per Employee ($Millions) | $7.71M |
| Bank Premises and Fixed Assets | $45.49M |
| Cash and Balances due from Depository Institutions | $75.79M |
| Deposits Held in Domestic Offices | $494.51M |
Key Performance Ratios
| Return on Assets (ROA) | 0.61% |
| Return on Equity (ROE) | 5.78% |
| Net Interest Margin | 3.46% |
| Efficiency Ratio | 81.19% |
| Tier 1 Risk-Based Capital Ratio | 14.527% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 10.851% |
| Earning Assets to total Assets | 88.1% |
Income and Expense
| Total Interest Income | $7.71M |
| Total Noninterest Income | $330.00k |
| Total Interest Expense | $3.35M |
| Total Noninterest Expense | $3.81M |
| Net Interest Income | $4.36M |
| Pre-tax Net Operating Income | $883.00k |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $10.61M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $14.38M |
| Total Liabilities and Capital | $570.83M |
Securities
| Securities | $39.70M |
| Available-for-sale debt securities | $39.70M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Vast Bank, National Association?
$570.83M as of the latest filing.
How much are Vast Bank, National Association's total deposits?
$494.51M in total deposits.
Where is Vast Bank, National Association located?
Tulsa, OK.
What is the Net Interest Margin?
3.46%.
How many domestic offices does it operate?
4.
When was it established?
02/16/1982.
What is the Return on Assets (ROA)?
0.61%.
How much are total loans and leases?
$381.79M (latest filing).
What is the total interest income (latest filing)?
$7.71M.