The Jefferson Bank
Greenville, MS
IDRSSD: 703039
Total Assets
$195.56M
Latest filing
Total Deposits
$161.49M
Latest filing
Net Interest Margin
4.36%
Profitability
Key People
Loading leadership data...
Locations
Main office and branches. Select to view on the map.
Main Office
The Jefferson Bank
3008 E Reed Rd
Greenville, MS 38703
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/03/1901FDIC Certificate 7308
Branches (2)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| The Jefferson Bank (Main) | 3008 E Reed Rd | Greenville, MS |
| GREENVILLE BRANCH | 1645 Martin Luther King Boulevard | Greenville, MS |
| ROSEDALE BRANCH | 600 Main Street | Rosedale, MS |
Showing 2 of 2
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
Similar banks
Bank of Anguilla
Anguilla, Mississippi
→
Assets: $186.18MΔ +2.0%
Commerce Bank
Corinth, Mississippi
→
Assets: $159.92MΔ -12.4%
Merchants and Planters Bank
Raymond, Mississippi
→
Assets: $221.65MΔ +21.4%
Bank of Wiggins
Wiggins, Mississippi
→
Assets: $225.85MΔ +23.7%
Bank of Winona
Winona, Mississippi
→
Assets: $138.83MΔ -23.9%
Bank of Brookhaven
Brookhaven, Mississippi
→
Assets: $242.94MΔ +33.1%
Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/03/1901 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 38703 |
| State and County Number | 28151 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 08 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | Greenville, MS |
Operational Info
| Number of Employees | 17 |
| Domestic Offices | 3 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.thejeffersonbank.com |
| Data Updated | 01/30/2026 |
| CERT | 11445 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $195.56M |
| Total Deposits | $161.49M |
| Total Liabilities | $162.42M |
| Total Equity Capital | $33.14M |
| Net Income | $-559,000 |
| Net Loans and Leases | $117.91M |
| Assets Per Employee ($Millions) | $11.5M |
| Bank Premises and Fixed Assets | $449.00k |
| Cash and Balances due from Depository Institutions | $37.65M |
| Deposits Held in Domestic Offices | $161.49M |
Key Performance Ratios
| Return on Assets (ROA) | -1.18% |
| Return on Equity (ROE) | -6.69% |
| Net Interest Margin | 4.36% |
| Efficiency Ratio | 129.29% |
| Tier 1 Risk-Based Capital Ratio | 20.597% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 1.53% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 16.948% |
| Earning Assets to total Assets | 93.25% |
Income and Expense
| Total Interest Income | $3.07M |
| Total Noninterest Income | $51.00k |
| Total Interest Expense | $1.15M |
| Total Noninterest Expense | $2.55M |
| Net Interest Income | $1.92M |
| Pre-tax Net Operating Income | $-1,302,000 |
| Provision for Credit Losses | $725.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $929.00k |
| Total Liabilities and Capital | $195.56M |
Securities
| Securities | $30.18M |
| Available-for-sale debt securities | $30.18M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of The Jefferson Bank?
$195.56M as of the latest filing.
How much are The Jefferson Bank's total deposits?
$161.49M in total deposits.
Where is The Jefferson Bank located?
Greenville, MS.
What is the Net Interest Margin?
4.36%.
How many domestic offices does it operate?
3.
When was it established?
01/03/1901.
What is the Return on Assets (ROA)?
-1.18%.
How much are total loans and leases?
$117.91M (latest filing).
What is the total interest income (latest filing)?
$3.07M.