Covington County Bank
Collins, MS
IDRSSD: 697035
Total Assets
$104.07M
Latest filing
Total Deposits
$88.64M
Latest filing
Net Interest Margin
4.37%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Covington County Bank
102 S Dogwood Ave
Collins, MS 39428
Full Service - Brick and Mortar
Updated 11/14/2025Established 05/01/1975FDIC Certificate 15257
Branches (1)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Covington County Bank (Main) | 102 S Dogwood Ave | Collins, MS |
| SEMINARY BRANCH | 51 Highway 590 W | Seminary, MS |
Showing 1 of 1
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 05/01/1975 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 39428 |
| State and County Number | 28031 |
| Subchapter S Corporations | No |
| Trust Powers | Limited Trust Powers Granted |
| Federal Reserve ID Number | 06 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | Hattiesburg, MS |
Operational Info
| Number of Employees | 20 |
| Domestic Offices | 2 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 05/01/1975 |
| Primary Insurance Agency | DIF |
| Website | www.covcobank.com |
| Data Updated | 11/14/2025 |
| CERT | 21998 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $104.07M |
| Total Deposits | $88.64M |
| Total Liabilities | $90.54M |
| Total Equity Capital | $13.53M |
| Net Income | $297.00k |
| Net Loans and Leases | $72.01M |
| Assets Per Employee ($Millions) | $5.2M |
| Bank Premises and Fixed Assets | $1.94M |
| Cash and Balances due from Depository Institutions | $0 |
| Deposits Held in Domestic Offices | $88.64M |
Key Performance Ratios
| Return on Assets (ROA) | 1.15% |
| Return on Equity (ROE) | 8.95% |
| Net Interest Margin | 4.37% |
| Efficiency Ratio | 64.65% |
| Tier 1 Risk-Based Capital Ratio | 20.864% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 13.002% |
| Earning Assets to total Assets | 93.51% |
Income and Expense
| Total Interest Income | $1.52M |
| Total Noninterest Income | $154.00k |
| Total Interest Expense | $469.00k |
| Total Noninterest Expense | $779.00k |
| Net Interest Income | $1.05M |
| Pre-tax Net Operating Income | $426.00k |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $1.90M |
| Total Liabilities and Capital | $104.07M |
Securities
| Securities | $13.46M |
| Available-for-sale debt securities | $13.46M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Covington County Bank?
$104.07M as of the latest filing.
How much are Covington County Bank's total deposits?
$88.64M in total deposits.
Where is Covington County Bank located?
Collins, MS.
What is the Net Interest Margin?
4.37%.
How many domestic offices does it operate?
2.
When was it established?
05/01/1975.
What is the Return on Assets (ROA)?
1.15%.
How much are total loans and leases?
$72.01M (latest filing).
What is the total interest income (latest filing)?
$1.52M.