Bank of Franklin
Meadville, MS
IDRSSD: 68831
Total Assets
$261.02M
Latest filing
Total Deposits
$212.70M
Latest filing
Net Interest Margin
4.56%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
065304327MEADVILLE, MS
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Bank of Franklin
9 Main St E
Meadville, MS 39653
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/12/1912FDIC Certificate 6790
Branches (4)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Bank of Franklin (Main) | 9 Main St E | Meadville, MS |
| WALNUT STREET DRIVE-UP BRANCH | 210 Walnut St | Meadville, MS |
| BROOKHAVEN BRANCH | 721 Brookway Blvd | Brookhaven, MS |
| MCCOMB BRANCH | 511 Apache Dr | Mccomb, MS |
| NATCHEZ BRANCH | 601 Franklin St | Natchez, MS |
Showing 4 of 4
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/12/1912 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 39653 |
| State and County Number | 28037 |
| Subchapter S Corporations | No |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 06 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 56 |
| Domestic Offices | 5 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.bankoffranklin.com |
| Data Updated | 01/30/2026 |
| CERT | 10594 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $261.02M |
| Total Deposits | $212.70M |
| Total Liabilities | $229.68M |
| Total Equity Capital | $31.34M |
| Net Income | $776.00k |
| Net Loans and Leases | $188.49M |
| Assets Per Employee ($Millions) | $4.66M |
| Bank Premises and Fixed Assets | $8.41M |
| Cash and Balances due from Depository Institutions | $9.03M |
| Deposits Held in Domestic Offices | $212.70M |
Key Performance Ratios
| Return on Assets (ROA) | 1.21% |
| Return on Equity (ROE) | 10.03% |
| Net Interest Margin | 4.56% |
| Efficiency Ratio | 63.94% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.29% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 12.007% |
| Earning Assets to total Assets | 92.66% |
Income and Expense
| Total Interest Income | $3.95M |
| Total Noninterest Income | $594.00k |
| Total Interest Expense | $1.25M |
| Total Noninterest Expense | $2.11M |
| Net Interest Income | $2.71M |
| Pre-tax Net Operating Income | $1.00M |
| Provision for Credit Losses | $185.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $581.00k |
| Other borrowed funds | $15.50M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $1.48M |
| Total Liabilities and Capital | $261.02M |
Securities
| Securities | $47.65M |
| Available-for-sale debt securities | $47.65M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Bank of Franklin?
$261.02M as of the latest filing.
How much are Bank of Franklin's total deposits?
$212.70M in total deposits.
Where is Bank of Franklin located?
Meadville, MS.
What is the Net Interest Margin?
4.56%.
How many domestic offices does it operate?
5.
When was it established?
01/12/1912.
What is the Return on Assets (ROA)?
1.21%.
How much are total loans and leases?
$188.49M (latest filing).
What is the total interest income (latest filing)?
$3.95M.