FNB Picayune Bank
Picayune, MS
IDRSSD: 568939
Total Assets
$281.93M
Latest filing
Total Deposits
$240.13M
Latest filing
Net Interest Margin
5.65%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
065505870PICAYUNE, MS
Key People
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Locations
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Main Office
FNB Picayune Bank
121 E Canal St
Picayune, MS 39466
Full Service - Brick and Mortar
Updated 01/30/2026Established 07/31/1947FDIC Certificate 10754
Branches (6)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| FNB Picayune Bank (Main) | 121 E Canal St | Picayune, MS |
| WEST CANAL STREET BRANCH | 208 W Canal St | Picayune, MS |
| NORTH BRANCH | 721 Cooper Rd | Picayune, MS |
| PICAYUNE-SOUTH BRANCH | 801 Memorial Blvd | Picayune, MS |
| FNB POPLARVILLE BRANCH | 1720 S Main St | Poplarville, MS |
| FNB WIGGINS BRANCH | 1025 Hall St | Wiggins, MS |
| FNB KILN BRANCH | 16230 Highway 603 | Kiln, MS |
Showing 6 of 6
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 07/31/1947 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 39466 |
| State and County Number | 28109 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 06 |
| Numeric code | 13 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | Picayune, MS |
Operational Info
| Number of Employees | 68 |
| Domestic Offices | 7 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 07/31/1947 |
| Primary Insurance Agency | DIF |
| Website | http://www.fnbop.com |
| Data Updated | 01/30/2026 |
| CERT | 16612 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $281.93M |
| Total Deposits | $240.13M |
| Total Liabilities | $241.32M |
| Total Equity Capital | $40.61M |
| Net Income | $2.18M |
| Net Loans and Leases | $182.73M |
| Assets Per Employee ($Millions) | $3.97M |
| Bank Premises and Fixed Assets | $2.84M |
| Cash and Balances due from Depository Institutions | $18.05M |
| Deposits Held in Domestic Offices | $240.13M |
Key Performance Ratios
| Return on Assets (ROA) | 3.12% |
| Return on Equity (ROE) | 22.2% |
| Net Interest Margin | 5.65% |
| Efficiency Ratio | 52.33% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 14.404% |
| Earning Assets to total Assets | 95.65% |
Income and Expense
| Total Interest Income | $4.37M |
| Total Noninterest Income | $784.00k |
| Total Interest Expense | $577.00k |
| Total Noninterest Expense | $2.39M |
| Net Interest Income | $3.79M |
| Pre-tax Net Operating Income | $2.18M |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $1.19M |
| Total Liabilities and Capital | $281.93M |
Securities
| Securities | $75.94M |
| Available-for-sale debt securities | $65.35M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $10.60M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of FNB Picayune Bank?
$281.93M as of the latest filing.
How much are FNB Picayune Bank's total deposits?
$240.13M in total deposits.
Where is FNB Picayune Bank located?
Picayune, MS.
What is the Net Interest Margin?
5.65%.
How many domestic offices does it operate?
7.
When was it established?
07/31/1947.
What is the Return on Assets (ROA)?
3.12%.
How much are total loans and leases?
$182.73M (latest filing).
What is the total interest income (latest filing)?
$4.37M.