The Bank of Forest
Forest, MS
IDRSSD: 642437
Total Assets
$273.96M
Latest filing
Total Deposits
$231.15M
Latest filing
Net Interest Margin
3.97%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
The Bank of Forest
211 W Third St
Forest, MS 39074
Full Service - Brick and Mortar
Updated 01/30/2026Established 03/27/1900FDIC Certificate 576
Branches (2)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| The Bank of Forest (Main) | 211 W Third St | Forest, MS |
| FLOWOOD BRANCH | 1698 Old Fannin Rd | Flowood, MS |
| BANK OF WALNUT GROVE BRANCH | 101 Chadwick Ave E | Walnut Grove, MS |
Showing 2 of 2
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 03/27/1900 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 39074 |
| State and County Number | 28123 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 06 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 51 |
| Domestic Offices | 3 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.bkforest.com |
| Data Updated | 01/30/2026 |
| CERT | 898 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $273.96M |
| Total Deposits | $231.15M |
| Total Liabilities | $248.93M |
| Total Equity Capital | $25.03M |
| Net Income | $841.00k |
| Net Loans and Leases | $166.42M |
| Assets Per Employee ($Millions) | $5.48M |
| Bank Premises and Fixed Assets | $4.90M |
| Cash and Balances due from Depository Institutions | $0 |
| Deposits Held in Domestic Offices | $231.15M |
Key Performance Ratios
| Return on Assets (ROA) | 1.24% |
| Return on Equity (ROE) | 13.58% |
| Net Interest Margin | 3.97% |
| Efficiency Ratio | 69.31% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.09% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.135% |
| Earning Assets to total Assets | 92.66% |
Income and Expense
| Total Interest Income | $3.74M |
| Total Noninterest Income | $432.00k |
| Total Interest Expense | $1.24M |
| Total Noninterest Expense | $2.03M |
| Net Interest Income | $2.50M |
| Pre-tax Net Operating Income | $841.00k |
| Provision for Credit Losses | $58.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $16.07M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $1.71M |
| Total Liabilities and Capital | $273.96M |
Securities
| Securities | $85.86M |
| Available-for-sale debt securities | $85.86M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of The Bank of Forest?
$273.96M as of the latest filing.
How much are The Bank of Forest's total deposits?
$231.15M in total deposits.
Where is The Bank of Forest located?
Forest, MS.
What is the Net Interest Margin?
3.97%.
How many domestic offices does it operate?
3.
When was it established?
03/27/1900.
What is the Return on Assets (ROA)?
1.24%.
How much are total loans and leases?
$166.42M (latest filing).
What is the total interest income (latest filing)?
$3.74M.