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Genesis Bank

Benoit, MS
IDRSSD: 659640
Total Assets
$83.34M
Latest filing
Total Deposits
$68.65M
Latest filing
Net Interest Margin
4.25%
Profitability
0

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

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Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date01/01/1904
Community BankYes
Ownership TypeNot Mutual
ZIP38725
State and County Number28011
Subchapter S CorporationsNo
Trust PowersN/A
Federal Reserve ID Number08
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictDallas
Core Based Statistical Area NameCleveland, MS

Operational Info

Number of Employees18
Domestic Offices1
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance05/06/1941
Primary Insurance AgencyDIF
WebsiteN/A
Data Updated11/14/2025
CERT15817
Office of The Comptroller District:—
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$83.34M
Total Deposits$68.65M
Total Liabilities$69.67M
Total Equity Capital$13.67M
Net Income$68.00k
Net Loans and Leases$54.02M
Assets Per Employee ($Millions)$4.63M
Bank Premises and Fixed Assets$2.89M
Cash and Balances due from Depository Institutions$20.05M
Deposits Held in Domestic Offices$68.65M

Key Performance Ratios

Return on Assets (ROA)0.34%
Return on Equity (ROE)1.99%
Net Interest Margin4.25%
Efficiency Ratio83.18%
Tier 1 Risk-Based Capital Ratio0%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.42%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets16.405%
Earning Assets to total Assets88.09%

Income and Expense

Total Interest Income$1.30M
Total Noninterest Income$144.00k
Total Interest Expense$547.00k
Total Noninterest Expense$747.00k
Net Interest Income$754.00k
Pre-tax Net Operating Income$68.00k
Provision for Credit Losses$83.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$0
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$1.02M
Total Liabilities and Capital$83.34M

Securities

Securities$4.80M
Available-for-sale debt securities$4.80M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Genesis Bank?
$83.34M as of the latest filing.
How much are Genesis Bank's total deposits?
$68.65M in total deposits.
Where is Genesis Bank located?
Benoit, MS.
What is the Net Interest Margin?
4.25%.
How many domestic offices does it operate?
1.
When was it established?
01/01/1904.
What is the Return on Assets (ROA)?
0.34%.
How much are total loans and leases?
$54.02M (latest filing).
What is the total interest income (latest filing)?
$1.30M.