Bank of Wiggins
Wiggins, MS
IDRSSD: 179335
Total Assets
$225.85M
Latest filing
Total Deposits
$200.69M
Latest filing
Net Interest Margin
2.93%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Bank of Wiggins
109 Pine Ave W
Wiggins, MS 39577
Full Service - Brick and Mortar
Updated 11/14/2025Established 12/04/1916FDIC Certificate 5260
Branches (2)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Bank of Wiggins (Main) | 109 Pine Ave W | Wiggins, MS |
| FRONTAGE ROAD BRANCH | 1115 Frontage Dr E | Wiggins, MS |
| MCHENRY BRANCH | 481a Highway 49 | Mc Henry, MS |
Showing 2 of 2
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 12/04/1916 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 39577 |
| State and County Number | 28131 |
| Subchapter S Corporations | No |
| Trust Powers | Limited Trust Powers Granted |
| Federal Reserve ID Number | 06 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | Gulfport-Biloxi, MS |
Operational Info
| Number of Employees | 44 |
| Domestic Offices | 3 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | http://www.bankofwiggins.com |
| Data Updated | 11/14/2025 |
| CERT | 8250 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $225.85M |
| Total Deposits | $200.69M |
| Total Liabilities | $202.43M |
| Total Equity Capital | $23.42M |
| Net Income | $483.00k |
| Net Loans and Leases | $91.77M |
| Assets Per Employee ($Millions) | $5.25M |
| Bank Premises and Fixed Assets | $2.59M |
| Cash and Balances due from Depository Institutions | $36.36M |
| Deposits Held in Domestic Offices | $200.69M |
Key Performance Ratios
| Return on Assets (ROA) | 0.88% |
| Return on Equity (ROE) | 8.56% |
| Net Interest Margin | 2.93% |
| Efficiency Ratio | 78.2% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 10.37% |
| Earning Assets to total Assets | 92.49% |
Income and Expense
| Total Interest Income | $2.40M |
| Total Noninterest Income | $371.00k |
| Total Interest Expense | $922.00k |
| Total Noninterest Expense | $1.45M |
| Net Interest Income | $1.48M |
| Pre-tax Net Operating Income | $402.00k |
| Provision for Credit Losses | $2.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $28.00k |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $150.00k |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $1.73M |
| Total Liabilities and Capital | $225.85M |
Securities
| Securities | $84.61M |
| Available-for-sale debt securities | $84.61M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Bank of Wiggins?
$225.85M as of the latest filing.
How much are Bank of Wiggins's total deposits?
$200.69M in total deposits.
Where is Bank of Wiggins located?
Wiggins, MS.
What is the Net Interest Margin?
2.93%.
How many domestic offices does it operate?
3.
When was it established?
12/04/1916.
What is the Return on Assets (ROA)?
0.88%.
How much are total loans and leases?
$91.77M (latest filing).
What is the total interest income (latest filing)?
$2.40M.