Commerce Bank

Corinth, MS
IDRSSD: 2746245
Total Assets
$158.62M
Latest filing
Total Deposits
$137.71M
Latest filing
Net Interest Margin
5.69%
Profitability

Key People

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Locations

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Main Office
Commerce Bank
700 Taylor St
Corinth, MS 38834
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/19/1999FDIC Certificate 62057

Branches (0)

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NameAddressCity / State
No branch data available.
Commerce Bank (Main)700 Taylor StCorinth, MS

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed member, supervised by FRB
Primary RegulatorFED
Established Date01/19/1999
Community BankYes
Ownership TypeNot Mutual
ZIP38834
State and County Number28003
Subchapter S CorporationsYes
Trust PowersN/A
Federal Reserve ID Number08
Numeric code13
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictDallas
Core Based Statistical Area NameCorinth, MS

Operational Info

Number of Employees29
Domestic Offices1
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance01/19/1999
Primary Insurance AgencyDIF
Websitewww.commerce-bank.com
Data Updated01/30/2026
CERT34938
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$158.62M
Total Deposits$137.71M
Total Liabilities$142.53M
Total Equity Capital$16.09M
Net Income$839.00k
Net Loans and Leases$109.75M
Assets Per Employee ($Millions)$5.47M
Bank Premises and Fixed Assets$5.55M
Cash and Balances due from Depository Institutions$3.68M
Deposits Held in Domestic Offices$137.71M

Key Performance Ratios

Return on Assets (ROA)2.11%
Return on Equity (ROE)20.35%
Net Interest Margin5.69%
Efficiency Ratio61.6%
Tier 1 Risk-Based Capital Ratio0%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.19%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets10.146%
Earning Assets to total Assets91.41%

Income and Expense

Total Interest Income$2.48M
Total Noninterest Income$306.00k
Total Interest Expense$403.00k
Total Noninterest Expense$1.47M
Net Interest Income$2.07M
Pre-tax Net Operating Income$839.00k
Provision for Credit Losses$75.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets
Other Real Estate Owned$26.00k
Other borrowed funds$2.98M
Federal Funds Sold & Reverse Repurchase Agreement$59.00k
Federal Funds Purchased and Repurchased Agreement$625.00k
All Other Liabilities$1.22M
Total Liabilities and Capital$158.62M

Securities

Securities$33.65M
Available-for-sale debt securities$33.65M
Equity securities with readily determinable fair values not held for trading
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Commerce Bank?
$158.62M as of the latest filing.
How much are Commerce Bank's total deposits?
$137.71M in total deposits.
Where is Commerce Bank located?
Corinth, MS.
What is the Net Interest Margin?
5.69%.
How many domestic offices does it operate?
1.
When was it established?
01/19/1999.
What is the Return on Assets (ROA)?
2.11%.
How much are total loans and leases?
$109.75M (latest filing).
What is the total interest income (latest filing)?
$2.48M.