Commerce Bank
Corinth, MS
IDRSSD: 2746245
Total Assets
$159.92M
Latest filing
Total Deposits
$137.09M
Latest filing
Net Interest Margin
5.61%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Commerce Bank
700 Taylor St
Corinth, MS 38834
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/19/1999FDIC Certificate 62057
Branches (0)
Page 1 of 1| Name | Address | City / State | ||
|---|---|---|---|---|
| No branch data available. | ||||
| Commerce Bank (Main) | 700 Taylor St | Corinth, MS | ||
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 01/19/1999 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 38834 |
| State and County Number | 28003 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 08 |
| Numeric code | 13 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | Corinth, MS |
Operational Info
| Number of Employees | 29 |
| Domestic Offices | 1 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/19/1999 |
| Primary Insurance Agency | DIF |
| Website | www.commerce-bank.com |
| Data Updated | 11/14/2025 |
| CERT | 34938 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $159.92M |
| Total Deposits | $137.09M |
| Total Liabilities | $143.02M |
| Total Equity Capital | $16.89M |
| Net Income | $948.00k |
| Net Loans and Leases | $107.97M |
| Assets Per Employee ($Millions) | $5.51M |
| Bank Premises and Fixed Assets | $5.57M |
| Cash and Balances due from Depository Institutions | $3.95M |
| Deposits Held in Domestic Offices | $137.09M |
Key Performance Ratios
| Return on Assets (ROA) | 2.38% |
| Return on Equity (ROE) | 23.26% |
| Net Interest Margin | 5.61% |
| Efficiency Ratio | 56.56% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.19% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 10.564% |
| Earning Assets to total Assets | 91.56% |
Income and Expense
| Total Interest Income | $2.43M |
| Total Noninterest Income | $321.00k |
| Total Interest Expense | $394.00k |
| Total Noninterest Expense | $1.33M |
| Net Interest Income | $2.03M |
| Pre-tax Net Operating Income | $948.00k |
| Provision for Credit Losses | $75.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $4.67M |
| Federal Funds Sold & Reverse Repurchase Agreement | $1.75M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $1.26M |
| Total Liabilities and Capital | $159.92M |
Securities
| Securities | $34.76M |
| Available-for-sale debt securities | $34.76M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Commerce Bank?
$159.92M as of the latest filing.
How much are Commerce Bank's total deposits?
$137.09M in total deposits.
Where is Commerce Bank located?
Corinth, MS.
What is the Net Interest Margin?
5.61%.
How many domestic offices does it operate?
1.
When was it established?
01/19/1999.
What is the Return on Assets (ROA)?
2.38%.
How much are total loans and leases?
$107.97M (latest filing).
What is the total interest income (latest filing)?
$2.43M.