WestStar Bank
El Paso, TX
IDRSSD: 1447639
Total Assets
$3.13B
Latest filing
Total Deposits
$2.75B
Latest filing
Net Interest Margin
3.62%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
WestStar Bank
601 N Mesa St Ste 1100
El Paso, TX 79901
Full Service - Brick and Mortar
Updated 11/14/2025Established 05/01/1990FDIC Certificate 46117
Branches (13)
Page 1 of 2| Name | Address | City / State |
|---|---|---|
| WestStar Bank (Main) | 601 N Mesa St Ste 1100 | El Paso, TX |
| CLINT BRANCH | 105 San Elizario Rd | Clint, TX |
| HORIZON BRANCH | 120 N Kenazo Ave | Horizon City, TX |
| FABENS BRANCH | 1500 North Fabens Road | Fabens, TX |
| WESTSIDE BRANCH | 6700 N Mesa St | El Paso, TX |
| EASTSIDE BRANCH | 8340 Gateway Blvd E | El Paso, TX |
| VISCOUNT/GOLDEN KEY BRANCH | 8865 Viscount Blvd | El Paso, TX |
| HONDO PASS BRANCH | 4721 Hondo Pass Dr | El Paso, TX |
Showing 7 of 13
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 05/01/1990 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 79901 |
| State and County Number | 48141 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 11 |
| Numeric code | 13 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | El Paso, TX |
Operational Info
| Number of Employees | 342 |
| Domestic Offices | 14 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 05/01/1990 |
| Primary Insurance Agency | DIF |
| Website | WWW.WESTSTARBANK.COM |
| Data Updated | 11/14/2025 |
| CERT | 32941 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $3.13B |
| Total Deposits | $2.75B |
| Total Liabilities | $2.77B |
| Total Equity Capital | $360.54M |
| Net Income | $16.65M |
| Net Loans and Leases | $2.24B |
| Assets Per Employee ($Millions) | $9.06M |
| Bank Premises and Fixed Assets | $76.92M |
| Cash and Balances due from Depository Institutions | $123.99M |
| Deposits Held in Domestic Offices | $2.75B |
Key Performance Ratios
| Return on Assets (ROA) | 2.09% |
| Return on Equity (ROE) | 19.05% |
| Net Interest Margin | 3.62% |
| Efficiency Ratio | 47.91% |
| Tier 1 Risk-Based Capital Ratio | 13.784% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.09% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 11.501% |
| Earning Assets to total Assets | 94.05% |
Income and Expense
| Total Interest Income | $39.77M |
| Total Noninterest Income | $6.33M |
| Total Interest Expense | $12.64M |
| Total Noninterest Expense | $16.07M |
| Net Interest Income | $27.13M |
| Pre-tax Net Operating Income | $16.64M |
| Provision for Credit Losses | $750.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $21.25M |
| Total Liabilities and Capital | $3.13B |
Securities
| Securities | $614.53M |
| Available-for-sale debt securities | $579.14M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $34.49M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of WestStar Bank?
$3.13B as of the latest filing.
How much are WestStar Bank's total deposits?
$2.75B in total deposits.
Where is WestStar Bank located?
El Paso, TX.
What is the Net Interest Margin?
3.62%.
How many domestic offices does it operate?
14.
When was it established?
05/01/1990.
What is the Return on Assets (ROA)?
2.09%.
How much are total loans and leases?
$2.24B (latest filing).
What is the total interest income (latest filing)?
$39.77M.