Pinnacle Bank
Fort Worth, TX
IDRSSD: 867650
Total Assets
$2.72B
Latest filing
Total Deposits
$2.36B
Latest filing
Net Interest Margin
3.58%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Pinnacle Bank
250 W Lancaster Ave
Fort Worth, TX 76102
Full Service - Brick and Mortar
Updated 11/14/2025Established 08/10/1970FDIC Certificate 13912
Branches (27)
Page 1 of 4| Name | Address | City / State |
|---|---|---|
| Pinnacle Bank (Main) | 250 W Lancaster Ave | Fort Worth, TX |
| AZLE BRANCH | 316 Northwest Pkwy | Azle, TX |
| WOODHAVEN BANK BRANCH | 6750 Bridge St | Fort Worth, TX |
| SAN ANTONIO BRANCH | 8018 Broadway | San Antonio, TX |
| JOSHUA BRANCH | 456 S Broadway St | Joshua, TX |
| SPRINGTOWN BRANCH | 726 E Highway 199 | Springtown, TX |
| WESTERN CENTER BRANCH | 4313 Western Center Blvd | Fort Worth, TX |
| SAN ANGELO BRANCH | 502 S Koenigheim St | San Angelo, TX |
Showing 7 of 27
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 08/10/1970 |
| Community Bank | No |
| Ownership Type | Not Mutual |
| ZIP | 76102 |
| State and County Number | 48439 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 11 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | Dallas-Fort Worth-Arlington, TX |
Operational Info
| Number of Employees | 270 |
| Domestic Offices | 28 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 12/01/2022 |
| Date of Deposit Insurance | 08/10/1970 |
| Primary Insurance Agency | DIF |
| Website | www.pinnbanktx.com |
| Data Updated | 11/14/2025 |
| CERT | 20231 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $2.72B |
| Total Deposits | $2.36B |
| Total Liabilities | $2.38B |
| Total Equity Capital | $345.50M |
| Net Income | $7.86M |
| Net Loans and Leases | $1.84B |
| Assets Per Employee ($Millions) | $10.32M |
| Bank Premises and Fixed Assets | $33.83M |
| Cash and Balances due from Depository Institutions | $103.17M |
| Deposits Held in Domestic Offices | $2.36B |
Key Performance Ratios
| Return on Assets (ROA) | 1.16% |
| Return on Equity (ROE) | 9.25% |
| Net Interest Margin | 3.58% |
| Efficiency Ratio | 52.88% |
| Tier 1 Risk-Based Capital Ratio | 13.925% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.14% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 12.683% |
| Earning Assets to total Assets | 92.21% |
Income and Expense
| Total Interest Income | $34.21M |
| Total Noninterest Income | $2.54M |
| Total Interest Expense | $11.89M |
| Total Noninterest Expense | $13.96M |
| Net Interest Income | $22.32M |
| Pre-tax Net Operating Income | $9.95M |
| Provision for Credit Losses | $953.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $31.51M |
| Other borrowed funds | $306.00k |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $20.04M |
| Total Liabilities and Capital | $2.72B |
Securities
| Securities | $594.89M |
| Available-for-sale debt securities | $594.89M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Pinnacle Bank?
$2.72B as of the latest filing.
How much are Pinnacle Bank's total deposits?
$2.36B in total deposits.
Where is Pinnacle Bank located?
Fort Worth, TX.
What is the Net Interest Margin?
3.58%.
How many domestic offices does it operate?
28.
When was it established?
08/10/1970.
What is the Return on Assets (ROA)?
1.16%.
How much are total loans and leases?
$1.84B (latest filing).
What is the total interest income (latest filing)?
$34.21M.