Pinnacle Bank

Fort Worth, TX
IDRSSD: 867650
Total Assets
$2.73B
Latest filing
Total Deposits
$2.35B
Latest filing
Net Interest Margin
3.73%
Profitability

Routing numbers

Primary routing transit numbers associated with this institution.

111903517KEENE, TX

Key People

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Locations

Main office and branches. Select to view on the map.

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Main Office
Pinnacle Bank
250 W Lancaster Ave
Fort Worth, TX 76102
Full Service - Brick and Mortar
Updated 01/30/2026Established 08/10/1970FDIC Certificate 13912

Branches (27)

Page 1 of 4
NameAddressCity / State
Pinnacle Bank (Main)250 W Lancaster AveFort Worth, TX
AZLE BRANCH316 Northwest PkwyAzle, TX
WOODHAVEN BANK BRANCH6750 Bridge StFort Worth, TX
SAN ANTONIO BRANCH8018 BroadwaySan Antonio, TX
JOSHUA BRANCH456 S Broadway StJoshua, TX
SPRINGTOWN BRANCH726 E Highway 199Springtown, TX
WESTERN CENTER BRANCH4313 Western Center BlvdFort Worth, TX
SAN ANGELO BRANCH502 S Koenigheim StSan Angelo, TX
Showing 7 of 27

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date08/10/1970
Community BankNo
Ownership TypeNot Mutual
ZIP76102
State and County Number48439
Subchapter S CorporationsNo
Trust PowersN/A
Federal Reserve ID Number11
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictKansas City
Core Based Statistical Area NameDallas-Fort Worth-Arlington, TX

Operational Info

Number of Employees264
Domestic Offices28
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date12/01/2022
Date of Deposit Insurance08/10/1970
Primary Insurance AgencyDIF
Websitewww.pinnbanktx.com
Data Updated01/30/2026
CERT20231
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$2.73B
Total Deposits$2.35B
Total Liabilities$2.37B
Total Equity Capital$356.41M
Net Income$8.92M
Net Loans and Leases$1.84B
Assets Per Employee ($Millions)$10.3M
Bank Premises and Fixed Assets$33.60M
Cash and Balances due from Depository Institutions$131.85M
Deposits Held in Domestic Offices$2.35B

Key Performance Ratios

Return on Assets (ROA)1.31%
Return on Equity (ROE)10.16%
Net Interest Margin3.73%
Efficiency Ratio50.91%
Tier 1 Risk-Based Capital Ratio14.076%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.07%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets13.058%
Earning Assets to total Assets92.31%

Income and Expense

Total Interest Income$34.95M
Total Noninterest Income$2.08M
Total Interest Expense$11.47M
Total Noninterest Expense$13.80M
Net Interest Income$23.48M
Pre-tax Net Operating Income$11.28M
Provision for Credit Losses$475.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets
Other Real Estate Owned$32.43M
Other borrowed funds$247.00k
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$19.65M
Total Liabilities and Capital$2.73B

Securities

Securities$574.08M
Available-for-sale debt securities$574.08M
Equity securities with readily determinable fair values not held for trading
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Pinnacle Bank?
$2.73B as of the latest filing.
How much are Pinnacle Bank's total deposits?
$2.35B in total deposits.
Where is Pinnacle Bank located?
Fort Worth, TX.
What is the Net Interest Margin?
3.73%.
How many domestic offices does it operate?
28.
When was it established?
08/10/1970.
What is the Return on Assets (ROA)?
1.31%.
How much are total loans and leases?
$1.84B (latest filing).
What is the total interest income (latest filing)?
$34.95M.