First United Bank

Dimmitt, TX
IDRSSD: 578255
Total Assets
$2.45B
Latest filing
Total Deposits
$2.18B
Latest filing
Net Interest Margin
4.02%
Profitability

Routing numbers

Primary routing transit numbers associated with this institution.

111911321KRUM, TX

Key People

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Locations

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Main Office
First United Bank
201 N Broadway St
Dimmitt, TX 79027
Full Service - Brick and Mortar
Updated 01/30/2026Established 03/07/1907FDIC Certificate 8086

Branches (24)

Page 1 of 4
NameAddressCity / State
First United Bank (Main)201 N Broadway StDimmitt, TX
SEAGRAVES BRANCH106 MainSeagraves, TX
EARTH BRANCH220 E Main StEarth, TX
IDALOU BRANCH930 Frontage RdIdalou, TX
LUBBOCK NORTHWEST BRANCH5802 4th StLubbock, TX
704 10TH STREET BRANCH704 10th StreetPaducah, TX
HALE CENTER BRANCH701 Main StHale Center, TX
FIRST BANK & TRUST CHILDRESS BANK BRANCH301 N Main StChildress, TX
Showing 7 of 24

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date03/07/1907
Community BankYes
Ownership TypeNot Mutual
ZIP79027
State and County Number48069
Subchapter S CorporationsYes
Trust PowersFull Trust Powers Granted
Federal Reserve ID Number11
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictDallas
Core Based Statistical Area NameN/A

Operational Info

Number of Employees299
Domestic Offices25
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date02/28/2025
Date of Deposit Insurance01/01/1934
Primary Insurance AgencyDIF
Websitewww.firstunited.bank
Data Updated01/30/2026
CERT12769
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$2.45B
Total Deposits$2.18B
Total Liabilities$2.21B
Total Equity Capital$246.32M
Net Income$11.59M
Net Loans and Leases$1.48B
Assets Per Employee ($Millions)$8.17M
Bank Premises and Fixed Assets$33.90M
Cash and Balances due from Depository Institutions$174.29M
Deposits Held in Domestic Offices$2.18B

Key Performance Ratios

Return on Assets (ROA)1.91%
Return on Equity (ROE)19.48%
Net Interest Margin4.02%
Efficiency Ratio51.28%
Tier 1 Risk-Based Capital Ratio15.557%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.06%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets10.047%
Earning Assets to total Assets92.99%

Income and Expense

Total Interest Income$33.82M
Total Noninterest Income$3.59M
Total Interest Expense$11.14M
Total Noninterest Expense$14.29M
Net Interest Income$22.68M
Pre-tax Net Operating Income$11.59M
Provision for Credit Losses$393.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets
Other Real Estate Owned$19.45M
Other borrowed funds$0
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$21.30M
Total Liabilities and Capital$2.45B

Securities

Securities$672.86M
Available-for-sale debt securities$616.10M
Equity securities with readily determinable fair values not held for trading
Held-to-maturity securities$56.76M
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of First United Bank?
$2.45B as of the latest filing.
How much are First United Bank's total deposits?
$2.18B in total deposits.
Where is First United Bank located?
Dimmitt, TX.
What is the Net Interest Margin?
4.02%.
How many domestic offices does it operate?
25.
When was it established?
03/07/1907.
What is the Return on Assets (ROA)?
1.91%.
How much are total loans and leases?
$1.48B (latest filing).
What is the total interest income (latest filing)?
$33.82M.