BankMiami
Coral Gables, FL
IDRSSD: 5906497
Total Assets
$140.91M
Latest filing
Total Deposits
$104.17M
Latest filing
Net Interest Margin
2.82%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
BankMiami
1515 Sunset Dr
Coral Gables, FL 33143
Full Service - Brick and Mortar
Updated 11/14/2025Established 03/17/2025FDIC Certificate 661336
Branches (0)
Page 1 of 1| Name | Address | City / State | ||
|---|---|---|---|---|
| No branch data available. | ||||
| BankMiami (Main) | 1515 Sunset Dr | Coral Gables, FL | ||
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 03/17/2025 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 33143 |
| State and County Number | 12086 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 06 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Atlanta |
| Core Based Statistical Area Name | Miami-Fort Lauderdale-Pompano Beach, FL |
Operational Info
| Number of Employees | 24 |
| Domestic Offices | 1 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 03/17/2025 |
| Date of Deposit Insurance | 03/17/2025 |
| Primary Insurance Agency | DIF |
| Website | WWW.BANKMIAMI.COM |
| Data Updated | 11/14/2025 |
| CERT | 59354 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $140.91M |
| Total Deposits | $104.17M |
| Total Liabilities | $104.61M |
| Total Equity Capital | $36.30M |
| Net Income | $-762,000 |
| Net Loans and Leases | $35.97M |
| Assets Per Employee ($Millions) | $5.87M |
| Bank Premises and Fixed Assets | $1.22M |
| Cash and Balances due from Depository Institutions | $81.81M |
| Deposits Held in Domestic Offices | $104.17M |
Key Performance Ratios
| Return on Assets (ROA) | -2.75% |
| Return on Equity (ROE) | -8.31% |
| Net Interest Margin | 2.82% |
| Efficiency Ratio | 199.87% |
| Tier 1 Risk-Based Capital Ratio | 77.523% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.94% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 25.765% |
| Earning Assets to total Assets | 96.36% |
Income and Expense
| Total Interest Income | $1.32M |
| Total Noninterest Income | $12.00k |
| Total Interest Expense | $566.00k |
| Total Noninterest Expense | $1.53M |
| Net Interest Income | $751.00k |
| Pre-tax Net Operating Income | $-1,022,000 |
| Provision for Credit Losses | $259.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $17.35M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $431.00k |
| Total Liabilities and Capital | $140.91M |
Securities
| Securities | $2.97M |
| Available-for-sale debt securities | $2.97M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of BankMiami?
$140.91M as of the latest filing.
How much are BankMiami's total deposits?
$104.17M in total deposits.
Where is BankMiami located?
Coral Gables, FL.
What is the Net Interest Margin?
2.82%.
How many domestic offices does it operate?
1.
When was it established?
03/17/2025.
What is the Return on Assets (ROA)?
-2.75%.
How much are total loans and leases?
$35.97M (latest filing).
What is the total interest income (latest filing)?
$1.32M.