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Horizon Bank

Waverly, NE
IDRSSD: 663955
Total Assets
$512.49M
Latest filing
Total Deposits
$423.33M
Latest filing
Net Interest Margin
5.66%
Profitability
0

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

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Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date02/18/1907
Community BankYes
Ownership TypeNot Mutual
ZIP68462
State and County Number31109
Subchapter S CorporationsNo
Trust PowersN/A
Federal Reserve ID Number10
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictKansas City
Core Based Statistical Area NameLincoln, NE

Operational Info

Number of Employees32
Domestic Offices5
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date06/30/2024
Date of Deposit Insurance05/07/1934
Primary Insurance AgencyDIF
Websitewww.horizonbankne.com
Data Updated11/14/2025
CERT14327
Office of The Comptroller District:—
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$512.49M
Total Deposits$423.33M
Total Liabilities$434.03M
Total Equity Capital$78.46M
Net Income$3.77M
Net Loans and Leases$408.81M
Assets Per Employee ($Millions)$16.53M
Bank Premises and Fixed Assets$2.94M
Cash and Balances due from Depository Institutions$30.43M
Deposits Held in Domestic Offices$423.33M

Key Performance Ratios

Return on Assets (ROA)2.99%
Return on Equity (ROE)19.63%
Net Interest Margin5.66%
Efficiency Ratio30.71%
Tier 1 Risk-Based Capital Ratio13.838%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.05%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets15.31%
Earning Assets to total Assets93.36%

Income and Expense

Total Interest Income$8.35M
Total Noninterest Income$-170,000
Total Interest Expense$1.68M
Total Noninterest Expense$2.11M
Net Interest Income$6.67M
Pre-tax Net Operating Income$4.33M
Provision for Credit Losses$60.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$804.00k
Other borrowed funds$460.00k
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$10.23M
Total Liabilities and Capital$512.49M

Securities

Securities$40.81M
Available-for-sale debt securities$38.99M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Horizon Bank?
$512.49M as of the latest filing.
How much are Horizon Bank's total deposits?
$423.33M in total deposits.
Where is Horizon Bank located?
Waverly, NE.
What is the Net Interest Margin?
5.66%.
How many domestic offices does it operate?
5.
When was it established?
02/18/1907.
What is the Return on Assets (ROA)?
2.99%.
How much are total loans and leases?
$408.81M (latest filing).
What is the total interest income (latest filing)?
$8.35M.