Cattle Bank and Trust
Seward, NE
IDRSSD: 529659
Total Assets
$423.08M
Latest filing
Total Deposits
$348.94M
Latest filing
Net Interest Margin
3.74%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Cattle Bank and Trust
104 S 5th St
Seward, NE 68434
Full Service - Brick and Mortar
Updated 11/14/2025Established 06/01/1873FDIC Certificate 3706
Branches (3)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Cattle Bank and Trust (Main) | 104 S 5th St | Seward, NE |
| MOTOR BRANCH | 405 N 5th St | Seward, NE |
| FALLBROOK BRANCH | 6550 Merchant Dr | Lincoln, NE |
| SOUTHWEST LINCOLN BRANCH | 1404 Pine Lake Rd | Lincoln, NE |
Showing 3 of 3
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
Similar banks
JONES BANK
Seward, Nebraska
→
Assets: $425.69MΔ +3.2%
First Westroads Bank, Inc.
Omaha, Nebraska
→
Assets: $384.60MΔ -6.7%
Waypoint Bank
Cozad, Nebraska
→
Assets: $380.30MΔ -7.8%
The First National Bank of Gordon
Gordon, Nebraska
→
Assets: $374.93MΔ -9.1%
Great Plains State Bank
Petersburg, Nebraska
→
Assets: $373.96MΔ -9.3%
Lincoln FSB of Nebraska
Lincoln, Nebraska
→
Assets: $372.35MΔ -9.7%
Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 06/01/1873 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 68434 |
| State and County Number | 31159 |
| Subchapter S Corporations | Yes |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 10 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | Lincoln, NE |
Operational Info
| Number of Employees | 45 |
| Domestic Offices | 4 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 06/30/2024 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | WWW.CATTLEBANK.COM |
| Data Updated | 11/14/2025 |
| CERT | 5472 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $423.08M |
| Total Deposits | $348.94M |
| Total Liabilities | $376.58M |
| Total Equity Capital | $46.50M |
| Net Income | $1.97M |
| Net Loans and Leases | $319.24M |
| Assets Per Employee ($Millions) | $9.2M |
| Bank Premises and Fixed Assets | $8.81M |
| Cash and Balances due from Depository Institutions | $5.73M |
| Deposits Held in Domestic Offices | $348.94M |
Key Performance Ratios
| Return on Assets (ROA) | 1.88% |
| Return on Equity (ROE) | 17.47% |
| Net Interest Margin | 3.74% |
| Efficiency Ratio | 48.71% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.1% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 10.991% |
| Earning Assets to total Assets | 94.85% |
Income and Expense
| Total Interest Income | $5.81M |
| Total Noninterest Income | $423.00k |
| Total Interest Expense | $2.11M |
| Total Noninterest Expense | $2.01M |
| Net Interest Income | $3.70M |
| Pre-tax Net Operating Income | $2.01M |
| Provision for Credit Losses | $100.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $15.99M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $8.15M |
| All Other Liabilities | $3.50M |
| Total Liabilities and Capital | $423.08M |
Securities
| Securities | $79.00M |
| Available-for-sale debt securities | $78.86M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Cattle Bank and Trust?
$423.08M as of the latest filing.
How much are Cattle Bank and Trust's total deposits?
$348.94M in total deposits.
Where is Cattle Bank and Trust located?
Seward, NE.
What is the Net Interest Margin?
3.74%.
How many domestic offices does it operate?
4.
When was it established?
06/01/1873.
What is the Return on Assets (ROA)?
1.88%.
How much are total loans and leases?
$319.24M (latest filing).
What is the total interest income (latest filing)?
$5.81M.