Cattle Bank and Trust
Seward, NE
IDRSSD: 529659
Total Assets
$425.70M
Latest filing
Total Deposits
$344.19M
Latest filing
Net Interest Margin
3.82%
Profitability
Key People
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Locations
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Main Office
Cattle Bank and Trust
104 S 5th St
Seward, NE 68434
Full Service - Brick and Mortar
Updated 01/30/2026Established 06/01/1873FDIC Certificate 3706
Branches (3)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Cattle Bank and Trust (Main) | 104 S 5th St | Seward, NE |
| MOTOR BRANCH | 405 N 5th St | Seward, NE |
| FALLBROOK BRANCH | 6550 Merchant Dr | Lincoln, NE |
| SOUTHWEST LINCOLN BRANCH | 1404 Pine Lake Rd | Lincoln, NE |
Showing 3 of 3
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 06/01/1873 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 68434 |
| State and County Number | 31159 |
| Subchapter S Corporations | Yes |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 10 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | Lincoln, NE |
Operational Info
| Number of Employees | 46 |
| Domestic Offices | 4 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 06/30/2024 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | WWW.CATTLEBANK.COM |
| Data Updated | 01/30/2026 |
| CERT | 5472 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $425.70M |
| Total Deposits | $344.19M |
| Total Liabilities | $377.92M |
| Total Equity Capital | $47.77M |
| Net Income | $1.56M |
| Net Loans and Leases | $320.94M |
| Assets Per Employee ($Millions) | $9.46M |
| Bank Premises and Fixed Assets | $8.71M |
| Cash and Balances due from Depository Institutions | $6.76M |
| Deposits Held in Domestic Offices | $344.19M |
Key Performance Ratios
| Return on Assets (ROA) | 1.47% |
| Return on Equity (ROE) | 13.24% |
| Net Interest Margin | 3.82% |
| Efficiency Ratio | 60.88% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.09% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 11.223% |
| Earning Assets to total Assets | 94.58% |
Income and Expense
| Total Interest Income | $5.99M |
| Total Noninterest Income | $445.00k |
| Total Interest Expense | $2.16M |
| Total Noninterest Expense | $2.60M |
| Net Interest Income | $3.83M |
| Pre-tax Net Operating Income | $1.57M |
| Provision for Credit Losses | $100.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $24.05M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $6.80M |
| All Other Liabilities | $2.88M |
| Total Liabilities and Capital | $425.70M |
Securities
| Securities | $78.63M |
| Available-for-sale debt securities | $78.48M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Cattle Bank and Trust?
$425.70M as of the latest filing.
How much are Cattle Bank and Trust's total deposits?
$344.19M in total deposits.
Where is Cattle Bank and Trust located?
Seward, NE.
What is the Net Interest Margin?
3.82%.
How many domestic offices does it operate?
4.
When was it established?
06/01/1873.
What is the Return on Assets (ROA)?
1.47%.
How much are total loans and leases?
$320.94M (latest filing).
What is the total interest income (latest filing)?
$5.99M.