Home Federal Savings and Loan Association of Grand Island

Grand Island, NE
IDRSSD: 317379
Total Assets
$510.04M
Latest filing
Total Deposits
$424.68M
Latest filing
Net Interest Margin
3.80%
Profitability

Locations

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Main Office
Home Federal Savings and Loan Association of Grand Island
221 S Locust St
Grand Island, NE 68801
Full Service - Brick and Mortar
Updated 11/14/2025Established 06/01/1935FDIC Certificate 42310

Branches (7)

Page 1 of 1
NameAddressCity / State
Home Federal Savings and Loan Association of Grand Island (Main)221 S Locust StGrand Island, NE
423 GARFIELD BRANCH423 Garfield StHoldrege, NE
715 WEST 4TH BRANCH715 W 4th StHastings, NE
HOME FS&LA OF NEBRASKA BANK BRANCH201 W 7th StLexington, NE
454 CENTRAL AVENUE BRANCH454 N Central AveSuperior, NE
3419 WEST STATE BRANCH3419 State StGrand Island, NE
3311 WEST STOLLEY PARK BRANCH3311 W Stolley Park RdGrand Island, NE
HOME FEDERAL SAVINGS AND LOAN ASSOCIATION OF GRAND ISLAND BRANCH8460 Eiger DriveLincoln, NE
Showing 7 of 7

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassFederal savings banks, federal charter, supervised by the OCC or (pre-2011) OTS
Primary RegulatorOCC
Established Date06/01/1935
Community BankYes
Ownership TypeNot Mutual
ZIP68801
State and County Number31079
Subchapter S CorporationsNo
Trust PowersN/A
Federal Reserve ID Number10
Numeric code38
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictKansas City
Core Based Statistical Area NameGrand Island, NE

Operational Info

Number of Employees68
Domestic Offices8
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date06/30/2024
Date of Deposit Insurance08/09/1989
Primary Insurance AgencyDIF
Websitewww.homefederalne.bank
Data Updated11/14/2025
CERT29476
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$510.04M
Total Deposits$424.68M
Total Liabilities$442.25M
Total Equity Capital$67.79M
Net Income$1.17M
Net Loans and Leases$416.80M
Assets Per Employee ($Millions)$7.29M
Bank Premises and Fixed Assets$13.21M
Cash and Balances due from Depository Institutions$8.89M
Deposits Held in Domestic Offices$424.68M

Key Performance Ratios

Return on Assets (ROA)0.93%
Return on Equity (ROE)7%
Net Interest Margin3.8%
Efficiency Ratio71.74%
Tier 1 Risk-Based Capital Ratio16.457%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.07%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets13.291%
Earning Assets to total Assets93.96%

Income and Expense

Total Interest Income$6.77M
Total Noninterest Income$739.00k
Total Interest Expense$2.26M
Total Noninterest Expense$3.80M
Net Interest Income$4.51M
Pre-tax Net Operating Income$1.36M
Provision for Credit Losses$88.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$69.00k
Other borrowed funds$11.48M
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$6.09M
Total Liabilities and Capital$510.04M

Securities

Securities$59.86M
Available-for-sale debt securities$59.67M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$192.00k
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Home Federal Savings and Loan Association of Grand Island?
$510.04M as of the latest filing.
How much are Home Federal Savings and Loan Association of Grand Island's total deposits?
$424.68M in total deposits.
Where is Home Federal Savings and Loan Association of Grand Island located?
Grand Island, NE.
What is the Net Interest Margin?
3.80%.
How many domestic offices does it operate?
8.
When was it established?
06/01/1935.
What is the Return on Assets (ROA)?
0.93%.
How much are total loans and leases?
$416.80M (latest filing).
What is the total interest income (latest filing)?
$6.77M.