CHARTER WEST BANK
West Point, NE
IDRSSD: 582953
Total Assets
$508.17M
Latest filing
Total Deposits
$450.01M
Latest filing
Net Interest Margin
4.42%
Profitability
Routing numbers
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1 routeView all→
104901665WEST POINT, NE
Key People
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Locations
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Main Office
CHARTER WEST BANK
201 S Main St
West Point, NE 68788
Full Service - Brick and Mortar
Updated 01/30/2026Established 04/01/1985FDIC Certificate 32472
Branches (5)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| CHARTER WEST BANK (Main) | 201 S Main St | West Point, NE |
| MAIN STREET BRANCH | 308 Main St | Walthill, NE |
| PENDER BRANCH | 610 4th Street | Pender, NE |
| ELKHORN BRANCH | 20041 Manderson St | Elkhorn, NE |
| PAPILLION BRANCH | 7404 Olson Dr | Papillion, NE |
| SOUTH OMAHA - 24TH ST BRANCH | 5251 S 24th Street | Omaha, NE |
Showing 5 of 5
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 04/01/1985 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 68788 |
| State and County Number | 31039 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 10 |
| Numeric code | 13 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 150 |
| Domestic Offices | 6 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 06/30/2024 |
| Date of Deposit Insurance | 04/01/1985 |
| Primary Insurance Agency | DIF |
| Website | www.charterwest.com |
| Data Updated | 01/30/2026 |
| CERT | 26185 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $508.17M |
| Total Deposits | $450.01M |
| Total Liabilities | $461.30M |
| Total Equity Capital | $46.86M |
| Net Income | $1.67M |
| Net Loans and Leases | $409.35M |
| Assets Per Employee ($Millions) | $3.3M |
| Bank Premises and Fixed Assets | $15.21M |
| Cash and Balances due from Depository Institutions | $36.39M |
| Deposits Held in Domestic Offices | $450.01M |
Key Performance Ratios
| Return on Assets (ROA) | 1.3% |
| Return on Equity (ROE) | 14.34% |
| Net Interest Margin | 4.42% |
| Efficiency Ratio | 79.75% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.12% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.222% |
| Earning Assets to total Assets | 91.23% |
Income and Expense
| Total Interest Income | $8.28M |
| Total Noninterest Income | $4.05M |
| Total Interest Expense | $3.13M |
| Total Noninterest Expense | $7.33M |
| Net Interest Income | $5.15M |
| Pre-tax Net Operating Income | $1.71M |
| Provision for Credit Losses | $150.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $5.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $892.00k |
| All Other Liabilities | $5.40M |
| Total Liabilities and Capital | $508.17M |
Securities
| Securities | $29.00M |
| Available-for-sale debt securities | $22.05M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $6.95M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of CHARTER WEST BANK?
$508.17M as of the latest filing.
How much are CHARTER WEST BANK's total deposits?
$450.01M in total deposits.
Where is CHARTER WEST BANK located?
West Point, NE.
What is the Net Interest Margin?
4.42%.
How many domestic offices does it operate?
6.
When was it established?
04/01/1985.
What is the Return on Assets (ROA)?
1.3%.
How much are total loans and leases?
$409.35M (latest filing).
What is the total interest income (latest filing)?
$8.28M.