Institution Class	Commercial bank, state charter, Fed member, supervised by FRB
Primary Regulator	FED
Established Date	01/01/1893
Community Bank	Yes
Ownership Type	Not Mutual
ZIP	68901
State and County Number	31001
Subchapter S Corporations	No
Trust Powers	N/A
Federal Reserve ID Number	10
Numeric code	13
Insured by FDIC	Institutions that are currently open and insured by the FDIC
Federal Reserve District	Kansas City
Core Based Statistical Area Name	Hastings, NE

Operational Info

Number of Employees	46
Domestic Offices	2
Foreign Offices	0
US Offices	0
Directly owned by another bank (CERT)	No
Last Structure Change Effective Date	06/30/2024
Date of Deposit Insurance	05/02/1934
Primary Insurance Agency	DIF
Website	www.5pointsbank.com
Data Updated	11/14/2025
CERT	14312
Office of The Comptroller District:	—
Office of Thrift Supervision Region	N/A

Financial Summary

Total Assets	$514.92M
Total Deposits	$437.00M
Total Liabilities	$458.93M
Total Equity Capital	$55.99M
Net Income	$1.10M
Net Loans and Leases	$262.10M
Assets Per Employee ($Millions)	$11.44M
Bank Premises and Fixed Assets	$1.84M
Cash and Balances due from Depository Institutions	$8.83M
Deposits Held in Domestic Offices	$437.00M

Return on Assets (ROA)	0.86%
Return on Equity (ROE)	7.97%
Net Interest Margin	2.14%
Efficiency Ratio	62.24%
Tier 1 Risk-Based Capital Ratio	0%
Net Loans and Leases to Core Deposits	0%
Credit Loss Provision to Assets	0%
Cash Dividends to Net Income (YTD Only)	0%
Equity Capital to Assets	10.874%
Earning Assets to total Assets	93.55%

Total Interest Income	$5.20M
Total Noninterest Income	$389.00k
Total Interest Expense	$2.60M
Total Noninterest Expense	$1.86M
Net Interest Income	$2.60M
Pre-tax Net Operating Income	$1.13M
Provision for Credit Losses	$0
Discontinued Operations (Extraordinary Gains - Net)	$0

Goodwill and Other Intangibles	$0
All Other Assets	$0
Other Real Estate Owned	$0
Other borrowed funds	$17.80M
Federal Funds Sold & Reverse Repurchase Agreement	$0
Federal Funds Purchased and Repurchased Agreement	$1.90M
All Other Liabilities	$2.22M
Total Liabilities and Capital	$514.92M

Securities	$215.80M
Available-for-sale debt securities	$3.11M
Equity securities with readily determinable fair values not held for trading	$0
Held-to-maturity securities	$212.69M
Subordinated Debt	$0
Trading Account Assets	$0
Trading Liabilities	$0

What are the total assets of Five Points Bank of Hastings?

$514.92M as of the latest filing.

How much are Five Points Bank of Hastings's total deposits?

$437.00M in total deposits.

Where is Five Points Bank of Hastings located?

Hastings, NE.

What is the Net Interest Margin?

2.14%.

How many domestic offices does it operate?

When was it established?

01/01/1893.

What is the Return on Assets (ROA)?

0.86%.

How much are total loans and leases?

$262.10M (latest filing).

What is the total interest income (latest filing)?

$5.20M.