JONES BANK
Seward, NE
IDRSSD: 469559
Total Assets
$438.35M
Latest filing
Total Deposits
$369.51M
Latest filing
Net Interest Margin
3.10%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
JONES BANK
203 S 6th St
Seward, NE 68434
Full Service - Brick and Mortar
Updated 04/10/2026Established 10/01/1883FDIC Certificate 3707
Branches (2)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| JONES BANK (Main) | 203 S 6th St | Seward, NE |
| MILFORD BRANCH | 807 5th St | Milford, NE |
| OAK CREEK VALLEY BRANCH | 108 W 2nd St | Valparaiso, NE |
Showing 2 of 2
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 10/01/1883 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 68434 |
| State and County Number | 31159 |
| Subchapter S Corporations | Yes |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 10 |
| Numeric code | 13 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | Lincoln, NE |
Operational Info
| Number of Employees | 56 |
| Domestic Offices | 3 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 06/30/2024 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.jonesbank.com |
| Data Updated | 04/10/2026 |
| CERT | 5473 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $438.35M |
| Total Deposits | $369.51M |
| Total Liabilities | $403.39M |
| Total Equity Capital | $34.97M |
| Net Income | $1.46M |
| Net Loans and Leases | $244.65M |
| Assets Per Employee ($Millions) | $8.12M |
| Bank Premises and Fixed Assets | $4.36M |
| Cash and Balances due from Depository Institutions | $32.90M |
| Deposits Held in Domestic Offices | $369.51M |
Key Performance Ratios
| Return on Assets (ROA) | 1.36% |
| Return on Equity (ROE) | 16.62% |
| Net Interest Margin | 3.1% |
| Efficiency Ratio | 57.81% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 7.976% |
| Earning Assets to total Assets | 96.18% |
Income and Expense
| Total Interest Income | $5.15M |
| Total Noninterest Income | $411.00k |
| Total Interest Expense | $1.96M |
| Total Noninterest Expense | $2.08M |
| Net Interest Income | $3.19M |
| Pre-tax Net Operating Income | $1.52M |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $15.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $17.42M |
| All Other Liabilities | $1.46M |
| Total Liabilities and Capital | $438.35M |
Securities
| Securities | $146.22M |
| Available-for-sale debt securities | $146.06M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of JONES BANK?
$438.35M as of the latest filing.
How much are JONES BANK's total deposits?
$369.51M in total deposits.
Where is JONES BANK located?
Seward, NE.
What is the Net Interest Margin?
3.10%.
How many domestic offices does it operate?
3.
When was it established?
10/01/1883.
What is the Return on Assets (ROA)?
1.36%.
How much are total loans and leases?
$244.65M (latest filing).
What is the total interest income (latest filing)?
$5.15M.