JONES BANK
Seward, NE
IDRSSD: 469559
Total Assets
$419.43M
Latest filing
Total Deposits
$348.87M
Latest filing
Net Interest Margin
3.16%
Profitability
Key People
Loading leadership data...
Locations
Main office and branches. Select to view on the map.
Main Office
JONES BANK
203 S 6th St
Seward, NE 68434
Full Service - Brick and Mortar
Updated 01/30/2026Established 10/01/1883FDIC Certificate 3707
Branches (2)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| JONES BANK (Main) | 203 S 6th St | Seward, NE |
| MILFORD BRANCH | 807 5th St | Milford, NE |
| OAK CREEK VALLEY BRANCH | 108 W 2nd St | Valparaiso, NE |
Showing 2 of 2
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
Similar banks
Cattle Bank and Trust
Seward, Nebraska
→
Assets: $423.08MΔ -0.0%
First Westroads Bank, Inc.
Omaha, Nebraska
→
Assets: $389.21MΔ -8.0%
Waypoint Bank
Cozad, Nebraska
→
Assets: $384.73MΔ -9.1%
Great Plains State Bank
Petersburg, Nebraska
→
Assets: $377.56MΔ -10.8%
Nebraska Bank
Dodge, Nebraska
→
Assets: $471.45MΔ +11.4%
FirstBank of Nebraska
Wahoo, Nebraska
→
Assets: $473.54MΔ +11.9%
Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 10/01/1883 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 68434 |
| State and County Number | 31159 |
| Subchapter S Corporations | Yes |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 10 |
| Numeric code | 13 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | Lincoln, NE |
Operational Info
| Number of Employees | 55 |
| Domestic Offices | 3 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 06/30/2024 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.jonesbank.com |
| Data Updated | 01/30/2026 |
| CERT | 5473 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $419.43M |
| Total Deposits | $348.87M |
| Total Liabilities | $384.17M |
| Total Equity Capital | $35.26M |
| Net Income | $1.54M |
| Net Loans and Leases | $249.46M |
| Assets Per Employee ($Millions) | $7.49M |
| Bank Premises and Fixed Assets | $4.37M |
| Cash and Balances due from Depository Institutions | $5.81M |
| Deposits Held in Domestic Offices | $348.87M |
Key Performance Ratios
| Return on Assets (ROA) | 1.47% |
| Return on Equity (ROE) | 18.22% |
| Net Interest Margin | 3.16% |
| Efficiency Ratio | 59.51% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 8.406% |
| Earning Assets to total Assets | 95.74% |
Income and Expense
| Total Interest Income | $5.24M |
| Total Noninterest Income | $690.00k |
| Total Interest Expense | $2.05M |
| Total Noninterest Expense | $2.31M |
| Net Interest Income | $3.19M |
| Pre-tax Net Operating Income | $1.57M |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $17.50M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $15.82M |
| All Other Liabilities | $1.98M |
| Total Liabilities and Capital | $419.43M |
Securities
| Securities | $148.32M |
| Available-for-sale debt securities | $148.12M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of JONES BANK?
$419.43M as of the latest filing.
How much are JONES BANK's total deposits?
$348.87M in total deposits.
Where is JONES BANK located?
Seward, NE.
What is the Net Interest Margin?
3.16%.
How many domestic offices does it operate?
3.
When was it established?
10/01/1883.
What is the Return on Assets (ROA)?
1.47%.
How much are total loans and leases?
$249.46M (latest filing).
What is the total interest income (latest filing)?
$5.24M.