Equitable Bank
Grand Island, NE
IDRSSD: 81175
Total Assets
$504.85M
Latest filing
Total Deposits
$431.20M
Latest filing
Net Interest Margin
3.50%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Equitable Bank
113 N Locust St
Grand Island, NE 68801
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/01/1890FDIC Certificate 44319
Branches (5)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Equitable Bank (Main) | 113 N Locust St | Grand Island, NE |
| 619 NORTH DIERS AVENUE BRANCH | 619 N Diers Ave | Grand Island, NE |
| WEST DODGE ROAD BRANCH | 10855 W Dodge Rd | Omaha, NE |
| SOUTH JEFFERS BRANCH | 920 S Jeffers St | North Platte, NE |
| LOCUST ST BRANCH | 113 N Locust St | Grand Island, NE |
| ELKHORN BRANCH | 20112 Pierce St | Omaha, NE |
Showing 5 of 5
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 01/01/1890 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 68801 |
| State and County Number | 31079 |
| Subchapter S Corporations | No |
| Trust Powers | Trust Powers Not Granted |
| Federal Reserve ID Number | 10 |
| Numeric code | 13 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | Grand Island, NE |
Operational Info
| Number of Employees | 85 |
| Domestic Offices | 6 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 06/30/2024 |
| Date of Deposit Insurance | 08/09/1989 |
| Primary Insurance Agency | DIF |
| Website | http://www.equitableonline.com |
| Data Updated | 11/14/2025 |
| CERT | 31485 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $504.85M |
| Total Deposits | $431.20M |
| Total Liabilities | $452.85M |
| Total Equity Capital | $52.00M |
| Net Income | $518.00k |
| Net Loans and Leases | $435.48M |
| Assets Per Employee ($Millions) | $6.01M |
| Bank Premises and Fixed Assets | $7.92M |
| Cash and Balances due from Depository Institutions | $12.69M |
| Deposits Held in Domestic Offices | $431.20M |
Key Performance Ratios
| Return on Assets (ROA) | 0.4% |
| Return on Equity (ROE) | 4.01% |
| Net Interest Margin | 3.5% |
| Efficiency Ratio | 74.73% |
| Tier 1 Risk-Based Capital Ratio | 12.519% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.57% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 10.3% |
| Earning Assets to total Assets | 94.1% |
Income and Expense
| Total Interest Income | $7.33M |
| Total Noninterest Income | $1.45M |
| Total Interest Expense | $3.11M |
| Total Noninterest Expense | $4.28M |
| Net Interest Income | $4.22M |
| Pre-tax Net Operating Income | $660.00k |
| Provision for Credit Losses | $728.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $1.00M |
| Other borrowed funds | $18.55M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $3.10M |
| Total Liabilities and Capital | $504.85M |
Securities
| Securities | $32.36M |
| Available-for-sale debt securities | $32.36M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $2.00k |
| Subordinated Debt | $0 |
| Trading Account Assets | $84.00k |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Equitable Bank?
$504.85M as of the latest filing.
How much are Equitable Bank's total deposits?
$431.20M in total deposits.
Where is Equitable Bank located?
Grand Island, NE.
What is the Net Interest Margin?
3.50%.
How many domestic offices does it operate?
6.
When was it established?
01/01/1890.
What is the Return on Assets (ROA)?
0.4%.
How much are total loans and leases?
$435.48M (latest filing).
What is the total interest income (latest filing)?
$7.33M.