Bank of the Valley
Bellwood, NE
IDRSSD: 478195
Total Assets
$542.87M
Latest filing
Total Deposits
$456.40M
Latest filing
Net Interest Margin
3.84%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
104901568BELLWOOD, NE
Key People
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Locations
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Main Office
Bank of the Valley
404 State St
Bellwood, NE 68624
Full Service - Brick and Mortar
Updated 01/30/2026Established 05/11/1984FDIC Certificate 17494
Branches (6)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Bank of the Valley (Main) | 404 State St | Bellwood, NE |
| PLATTE CENTER BANK BRANCH | 103 4th St | Platte Center, NE |
| DAVID CITY BRANCH | 1855 N 4th St | David City, NE |
| COLUMBUS BRANCH | 3235 47th St | Columbus, NE |
| BANK OF THE VALLEY DAVID CITY DOWNTOWN BRANCH | 502 N 5th St | David City, NE |
| SCHUYLER BRANCH | 104 Valley Drive | Schuyler, NE |
| FARMERS STATE BRANCH | 100 S 3rd St | Humphrey, NE |
Showing 6 of 6
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 05/11/1984 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 68624 |
| State and County Number | 31023 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 10 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 83 |
| Domestic Offices | 7 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 06/30/2024 |
| Date of Deposit Insurance | 05/11/1984 |
| Primary Insurance Agency | DIF |
| Website | www.bankofthevalley.com |
| Data Updated | 01/30/2026 |
| CERT | 25291 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $542.87M |
| Total Deposits | $456.40M |
| Total Liabilities | $492.38M |
| Total Equity Capital | $50.48M |
| Net Income | $1.14M |
| Net Loans and Leases | $429.63M |
| Assets Per Employee ($Millions) | $6.62M |
| Bank Premises and Fixed Assets | $14.93M |
| Cash and Balances due from Depository Institutions | $17.65M |
| Deposits Held in Domestic Offices | $456.40M |
Key Performance Ratios
| Return on Assets (ROA) | 0.84% |
| Return on Equity (ROE) | 9.09% |
| Net Interest Margin | 3.84% |
| Efficiency Ratio | 74.79% |
| Tier 1 Risk-Based Capital Ratio | 11.686% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | -0.14% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.299% |
| Earning Assets to total Assets | 93.32% |
Income and Expense
| Total Interest Income | $8.36M |
| Total Noninterest Income | $253.00k |
| Total Interest Expense | $3.46M |
| Total Noninterest Expense | $3.90M |
| Net Interest Income | $4.90M |
| Pre-tax Net Operating Income | $1.43M |
| Provision for Credit Losses | $-184,000 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $33.41M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $2.56M |
| Total Liabilities and Capital | $542.87M |
Securities
| Securities | $68.26M |
| Available-for-sale debt securities | $68.19M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Bank of the Valley?
$542.87M as of the latest filing.
How much are Bank of the Valley's total deposits?
$456.40M in total deposits.
Where is Bank of the Valley located?
Bellwood, NE.
What is the Net Interest Margin?
3.84%.
How many domestic offices does it operate?
7.
When was it established?
05/11/1984.
What is the Return on Assets (ROA)?
0.84%.
How much are total loans and leases?
$429.63M (latest filing).
What is the total interest income (latest filing)?
$8.36M.