The Port Washington State Bank
Port Washington, WI
IDRSSD: 937740
Total Assets
$971.39M
Latest filing
Total Deposits
$874.37M
Latest filing
Net Interest Margin
3.07%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
The Port Washington State Bank
206 N Franklin St
Port Washington, WI 53074
Full Service - Brick and Mortar
Updated 11/14/2025Established 09/11/1899FDIC Certificate 5537
Branches (7)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| The Port Washington State Bank (Main) | 206 N Franklin St | Port Washington, WI |
| FREDONIA BRANCH | 201 Regal Dr | Fredonia, WI |
| BELGIUM BRANCH | 545 Main St | Belgium, WI |
| SAUKVILLE BRANCH | 601 E Green Bay Ave | Saukville, WI |
| CEDARBURG BRANCH | W61 N526 Washington Avenue | Cedarburg, WI |
| GRAFTON BRANCH | 2080 Washington St | Grafton, WI |
| THIENSVILLE BRANCH | 197 S Main St | Thiensville, WI |
| MEQUON | 10509 N Port Washington Rd | Mequon, WI |
Showing 7 of 7
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 09/11/1899 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 53074 |
| State and County Number | 55089 |
| Subchapter S Corporations | No |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 07 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | Milwaukee-Waukesha, WI |
Operational Info
| Number of Employees | 118 |
| Domestic Offices | 8 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | https://www.pwsb.bank |
| Data Updated | 11/14/2025 |
| CERT | 8698 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $971.39M |
| Total Deposits | $874.37M |
| Total Liabilities | $904.75M |
| Total Equity Capital | $66.64M |
| Net Income | $1.62M |
| Net Loans and Leases | $617.76M |
| Assets Per Employee ($Millions) | $8.37M |
| Bank Premises and Fixed Assets | $21.32M |
| Cash and Balances due from Depository Institutions | $56.86M |
| Deposits Held in Domestic Offices | $874.37M |
Key Performance Ratios
| Return on Assets (ROA) | 0.68% |
| Return on Equity (ROE) | 9.99% |
| Net Interest Margin | 3.07% |
| Efficiency Ratio | 71.97% |
| Tier 1 Risk-Based Capital Ratio | 12.11% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.06% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 6.86% |
| Earning Assets to total Assets | 92.82% |
Income and Expense
| Total Interest Income | $11.16M |
| Total Noninterest Income | $1.07M |
| Total Interest Expense | $4.35M |
| Total Noninterest Expense | $5.67M |
| Net Interest Income | $6.81M |
| Pre-tax Net Operating Income | $2.05M |
| Provision for Credit Losses | $153.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $20.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $3.57M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $10.38M |
| Total Liabilities and Capital | $971.39M |
Securities
| Securities | $236.41M |
| Available-for-sale debt securities | $230.82M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $5.58M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of The Port Washington State Bank?
$971.39M as of the latest filing.
How much are The Port Washington State Bank's total deposits?
$874.37M in total deposits.
Where is The Port Washington State Bank located?
Port Washington, WI.
What is the Net Interest Margin?
3.07%.
How many domestic offices does it operate?
8.
When was it established?
09/11/1899.
What is the Return on Assets (ROA)?
0.68%.
How much are total loans and leases?
$617.76M (latest filing).
What is the total interest income (latest filing)?
$11.16M.