Hometown Bank of Pennsylvania
Bedford, PA
IDRSSD: 3594087
Total Assets
$430.05M
Latest filing
Total Deposits
$394.48M
Latest filing
Net Interest Margin
3.68%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Hometown Bank of Pennsylvania
638 E Pitt St
Bedford, PA 15522
Full Service - Brick and Mortar
Updated 11/14/2025Established 04/09/2007FDIC Certificate 452601
Branches (6)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Hometown Bank of Pennsylvania (Main) | 638 E Pitt St | Bedford, PA |
| EVERETT BRANCH | 306 W Main St | Everett, PA |
| CLAYSBURG BRANCH | 13174 Dunnings Hwy | Claysburg, PA |
| MARTINSBURG BRANCH | 107 E Allegheny St | Martinsburg, PA |
| HOMETOWN BANK OF PA WOODBURY BRANCH | 149 Main Street | Woodbury, PA |
| SAXTON BRANCH OFFICE | 511 Main St | Saxton, PA |
| HOMETOWN BANK OF PA PLEASANTVILLE BRANCH | 4327 Quaker Valley Road | Alum Bank, PA |
Showing 6 of 6
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 04/09/2007 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 15522 |
| State and County Number | 42009 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 03 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | New York |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 70 |
| Domestic Offices | 7 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 04/09/2007 |
| Primary Insurance Agency | DIF |
| Website | hometownbankpa.com |
| Data Updated | 11/14/2025 |
| CERT | 58470 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $430.05M |
| Total Deposits | $394.48M |
| Total Liabilities | $396.23M |
| Total Equity Capital | $33.82M |
| Net Income | $1.21M |
| Net Loans and Leases | $301.37M |
| Assets Per Employee ($Millions) | $6.52M |
| Bank Premises and Fixed Assets | $6.99M |
| Cash and Balances due from Depository Institutions | $29.63M |
| Deposits Held in Domestic Offices | $394.48M |
Key Performance Ratios
| Return on Assets (ROA) | 1.16% |
| Return on Equity (ROE) | 14.76% |
| Net Interest Margin | 3.68% |
| Efficiency Ratio | 56.5% |
| Tier 1 Risk-Based Capital Ratio | 11.001% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.2% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 7.864% |
| Earning Assets to total Assets | 95.82% |
Income and Expense
| Total Interest Income | $5.74M |
| Total Noninterest Income | $274.00k |
| Total Interest Expense | $2.04M |
| Total Noninterest Expense | $2.24M |
| Net Interest Income | $3.70M |
| Pre-tax Net Operating Income | $1.52M |
| Provision for Credit Losses | $206.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $1.75M |
| Total Liabilities and Capital | $430.05M |
Securities
| Securities | $89.11M |
| Available-for-sale debt securities | $89.11M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Hometown Bank of Pennsylvania?
$430.05M as of the latest filing.
How much are Hometown Bank of Pennsylvania's total deposits?
$394.48M in total deposits.
Where is Hometown Bank of Pennsylvania located?
Bedford, PA.
What is the Net Interest Margin?
3.68%.
How many domestic offices does it operate?
7.
When was it established?
04/09/2007.
What is the Return on Assets (ROA)?
1.16%.
How much are total loans and leases?
$301.37M (latest filing).
What is the total interest income (latest filing)?
$5.74M.