HomeStreet Bank

Seattle, WA
IDRSSD: 258771
Total Assets
$7.60B
Latest filing
Total Deposits
$5.87B
Latest filing
Net Interest Margin
2.03%
Profitability
0

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date08/18/1986
Community BankNo
Ownership TypeNot Mutual
ZIP98101
State and County Number53033
Subchapter S CorporationsNo
Trust PowersTrust Powers Not Granted
Federal Reserve ID Number12
Numeric code21
Insured by FDICInstitution closed or not insured by FDIC
Federal Reserve DistrictSan Francisco
Core Based Statistical Area NameSeattle-Tacoma-Bellevue, WA

Operational Info

Number of Employees741
Domestic Offices61
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date09/02/2025
Date of Deposit Insurance08/09/1989
Primary Insurance AgencyDIF
WebsiteN/A
Data Updated11/28/2025
CERT32489
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$7.60B
Total Deposits$5.87B
Total Liabilities$6.99B
Total Equity Capital$615.83M
Net Income$653.00k
Net Loans and Leases$5.94B
Assets Per Employee ($Millions)$10.26M
Bank Premises and Fixed Assets$68.92M
Cash and Balances due from Depository Institutions$201.08M
Deposits Held in Domestic Offices$5.87B

Key Performance Ratios

Return on Assets (ROA)0.03%
Return on Equity (ROE)0.43%
Net Interest Margin2.03%
Efficiency Ratio86.83%
Tier 1 Risk-Based Capital Ratio12.755%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.31%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets8.098%
Earning Assets to total Assets94.06%

Income and Expense

Total Interest Income$83.02M
Total Noninterest Income$14.53M
Total Interest Expense$46.22M
Total Noninterest Expense$45.05M
Net Interest Income$36.80M
Pre-tax Net Operating Income$284.00k
Provision for Credit Losses$6.00M
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets
Other Real Estate Owned$3.28M
Other borrowed funds$1.05B
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$70.90M
Total Liabilities and Capital$7.60B

Securities

Securities$988.00M
Available-for-sale debt securities$985.74M
Equity securities with readily determinable fair values not held for trading
Held-to-maturity securities$2.27M
Subordinated Debt$0
Trading Account Assets$40.62M
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of HomeStreet Bank?
$7.60B as of the latest filing.
How much are HomeStreet Bank's total deposits?
$5.87B in total deposits.
Where is HomeStreet Bank located?
Seattle, WA.
What is the Net Interest Margin?
2.03%.
How many domestic offices does it operate?
61.
When was it established?
08/18/1986.
What is the Return on Assets (ROA)?
0.03%.
How much are total loans and leases?
$5.94B (latest filing).
What is the total interest income (latest filing)?
$83.02M.