Farmers & Merchants Bank of Colby
Colby, KS
IDRSSD: 2667939
Total Assets
$596.77M
Latest filing
Total Deposits
$460.94M
Latest filing
Net Interest Margin
3.58%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Farmers & Merchants Bank of Colby
240 W 4th St
Colby, KS 67701
Full Service - Brick and Mortar
Updated 11/14/2025Established 03/13/1998FDIC Certificate 61323
Branches (4)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Farmers & Merchants Bank of Colby (Main) | 240 W 4th St | Colby, KS |
| F&MK BANK IN COLORADO - BURLINGTON BRANCH | 410 14th St | Burlington, CO |
| DILLONS BRANCH | 1605 S Range Ave | Colby, KS |
| F&M BANK IN COLORADO - CHEYENNE WELLS BRANCH | 25 E 1st St | Cheyenne Wells, CO |
| F&M BANK IN COLORADO - BENNETT BRANCH | 1077 Cedar St. | Bennett, CO |
Showing 4 of 4
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
Similar banks
Exchange Bank & Trust
Atchison, Kansas
→
Assets: $595.42MΔ +0.6%
The Bank
Oberlin, Kansas
→
Assets: $577.83MΔ -2.4%
First Bank Kansas
Salina, Kansas
→
Assets: $573.73MΔ -3.1%
Outdoor Bank
Manhattan, Kansas
→
Assets: $619.43MΔ +4.6%
The Bank of Tescott
Tescott, Kansas
→
Assets: $622.41MΔ +5.1%
Southwest National Bank
Wichita, Kansas
→
Assets: $532.64MΔ -10.0%
Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 03/13/1998 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 67701 |
| State and County Number | 20193 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 10 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 41 |
| Domestic Offices | 5 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 01/10/2023 |
| Date of Deposit Insurance | 03/13/1998 |
| Primary Insurance Agency | DIF |
| Website | www.fmbcolby.com |
| Data Updated | 11/14/2025 |
| CERT | 34719 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $596.77M |
| Total Deposits | $460.94M |
| Total Liabilities | $528.38M |
| Total Equity Capital | $68.39M |
| Net Income | $2.30M |
| Net Loans and Leases | $436.31M |
| Assets Per Employee ($Millions) | $15.7M |
| Bank Premises and Fixed Assets | $16.22M |
| Cash and Balances due from Depository Institutions | $4.11M |
| Deposits Held in Domestic Offices | $460.94M |
Key Performance Ratios
| Return on Assets (ROA) | 1.55% |
| Return on Equity (ROE) | 13.79% |
| Net Interest Margin | 3.58% |
| Efficiency Ratio | 41.44% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 11.46% |
| Earning Assets to total Assets | 90.42% |
Income and Expense
| Total Interest Income | $9.05M |
| Total Noninterest Income | $297.00k |
| Total Interest Expense | $4.24M |
| Total Noninterest Expense | $2.34M |
| Net Interest Income | $4.81M |
| Pre-tax Net Operating Income | $2.76M |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $57.70M |
| Federal Funds Sold & Reverse Repurchase Agreement | $4.49M |
| Federal Funds Purchased and Repurchased Agreement | $6.64M |
| All Other Liabilities | $3.11M |
| Total Liabilities and Capital | $596.77M |
Securities
| Securities | $98.70M |
| Available-for-sale debt securities | $89.41M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $9.29M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Farmers & Merchants Bank of Colby?
$596.77M as of the latest filing.
How much are Farmers & Merchants Bank of Colby's total deposits?
$460.94M in total deposits.
Where is Farmers & Merchants Bank of Colby located?
Colby, KS.
What is the Net Interest Margin?
3.58%.
How many domestic offices does it operate?
5.
When was it established?
03/13/1998.
What is the Return on Assets (ROA)?
1.55%.
How much are total loans and leases?
$436.31M (latest filing).
What is the total interest income (latest filing)?
$9.05M.