Institution Class	Commercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary Regulator	FDIC
Established Date	10/22/2007
Community Bank	Yes
Ownership Type	Not Mutual
ZIP	30342
State and County Number	13121
Subchapter S Corporations	No
Trust Powers	N/A
Federal Reserve ID Number	06
Numeric code	21
Insured by FDIC	Institution closed or not insured by FDIC
Federal Reserve District	Atlanta
Core Based Statistical Area Name	Atlanta-Sandy Springs-Alpharetta, GA

Operational Info

Number of Employees	40
Domestic Offices	2
Foreign Offices	0
US Offices	0
Directly owned by another bank (CERT)	No
Last Structure Change Effective Date	03/01/2025
Date of Deposit Insurance	10/22/2007
Primary Insurance Agency	DIF
Website	N/A
Data Updated	11/28/2025
CERT	58523
Office of The Comptroller District:	—
Office of Thrift Supervision Region	N/A

Financial Summary

Total Assets	$337.80M
Total Deposits	$294.40M
Total Liabilities	$307.64M
Total Equity Capital	$30.15M
Net Income	$505.00k
Net Loans and Leases	$261.85M
Assets Per Employee ($Millions)	$8.44M
Bank Premises and Fixed Assets	$7.04M
Cash and Balances due from Depository Institutions	$8.40M
Deposits Held in Domestic Offices	$294.40M

Return on Assets (ROA)	0.59%
Return on Equity (ROE)	6.69%
Net Interest Margin	3.15%
Efficiency Ratio	76.73%
Tier 1 Risk-Based Capital Ratio	11.16%
Net Loans and Leases to Core Deposits	0%
Credit Loss Provision to Assets	0.06%
Cash Dividends to Net Income (YTD Only)	0%
Equity Capital to Assets	8.926%
Earning Assets to total Assets	94.17%

Total Interest Income	$5.16M
Total Noninterest Income	$564.00k
Total Interest Expense	$2.59M
Total Noninterest Expense	$2.40M
Net Interest Income	$2.57M
Pre-tax Net Operating Income	$679.00k
Provision for Credit Losses	$50.00k
Discontinued Operations (Extraordinary Gains - Net)	$0

Goodwill and Other Intangibles	$0
All Other Assets	—
Other Real Estate Owned	$0
Other borrowed funds	$12.00M
Federal Funds Sold & Reverse Repurchase Agreement	$150.00k
Federal Funds Purchased and Repurchased Agreement	$0
All Other Liabilities	$1.24M
Total Liabilities and Capital	$337.80M

Securities	$50.53M
Available-for-sale debt securities	$50.53M
Equity securities with readily determinable fair values not held for trading	—
Held-to-maturity securities	$0
Subordinated Debt	$0
Trading Account Assets	$0
Trading Liabilities	$0

What are the total assets of Georgia Primary Bank?

$337.80M as of the latest filing.

How much are Georgia Primary Bank's total deposits?

$294.40M in total deposits.

Where is Georgia Primary Bank located?

Atlanta, GA.

What is the Net Interest Margin?

3.15%.

How many domestic offices does it operate?

When was it established?

10/22/2007.

What is the Return on Assets (ROA)?

0.59%.

How much are total loans and leases?

$261.85M (latest filing).

What is the total interest income (latest filing)?

$5.16M.